Underwriting Team Lead at Reliance Health

Reliance Health uses Technology to Make Healthcare Accessible and Affordable. Through an integrated approach that includes affordable health insurance, telemedicine, and a combination of partner and proprietary healthcare facilities, Reliance Health offers innovative healthcare solutions that meet the needs of emerging markets.

We are recruiting to fill the position below:

Job Title: Underwriting Team Lead

Location: Lagos
Employment Type: Full-time

Description

• As a the team lead for underwriting at Reliance Health, you will play a pivotal role in assessing risk, determining pricing for incoming clients, and driving the success of our B2B and B2C health insurance products in multiple emerging markets.
• This leadership position requires a strategic mindset, a focus on maintaining ideal medical expense ratios, and implementing plans to enhance the profitability of underperforming accounts.
• You will collaborate closely with cross-functional teams, including data scientists, sales, customer success, and clinical leadership, to ensure sustained revenue growth, high retention rates, and overall profitability.

Responsibilities 

• Assess risk and determine pricing for B2B and B2C health insurance products. 
• Implement logical rules-based underwriting processes in alignment with industry best practices. 
• Drive and maintain ideal medical expense ratios, ensuring profitability goals are met. 
• Develop and execute strategic plans to improve profitability of underperforming accounts. 
• Collaborate with data scientists to integrate predictive data science models into underwriting processes. 
• Work closely with cross-functional teams, including sales, customer success, and clinical leadership. 
• Prioritize tasks effectively across multiple conflicting targets, ensuring business objectives are met. 
• Foster a collaborative and team-oriented environment, promoting effective communication and cooperation. 

Requirements

• 3-5 years of experience in the health insurance field, with a strong understanding of underwriting processes. 
• Demonstrated leadership skills and ability to drive cross-functional collaboration. 
• Strong data literacy and data-driven decision-making skills. 
• Familiarity with working alongside predictive data science models. 
• Proven track record of maintaining ideal medical expense ratios and improving account profitability. 
• Excellent stakeholder management and interpersonal skills. 
• Self-driven and autonomous, with a bias towards action. 
• Intellectual curiosity and a proactive approach to problem-solving. 

Application Closing Date
Not Specified.