Credit Analyst at Kennedia Consulting Limited

Kennedia Consulting Limited is a cost-effective and professional HR Service firm in West Africa region. We are a company that provides qualitative consulting and outsourcing services to our esteemed clients and have continuously kept ourselves “ahead of the curve”. Our innovative solutions run across areas of Personnel Outsourcing, Recruitment, Training, Business Process Outsourcing (BPO) & TaxationServices.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Location: Lagos
Employment Type: Full-time

Job Description

• A leading player in the Other Financial Institution in Lagos state requires the service of credit analyst.

Responsibilities

• Assess the credit worthiness of clients.
• Evaluate clients’ credit applications, financial documents, records and credit history to determine their credit worthiness.
• Prepare ratio, trend, cash flows analyses, and create projections based on historical data.
• Analyze credit applications and make recommendations to management for approvals.
• Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.
• Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
• Attend meetings with Relationship Officers to structure appropriate facilities for customers.
• Monitor risk asset portfolio and ensure adherence to regulatory standard.
• Prepare and submit credit reports to management and regulators in timely manner.
• Adhere to credit policy and guidelines of the company.
• Perform any other function that may be assigned by the Head, Credit Department, Management and Board
• Achieve agreed financials targets (assets and liabilities generation) on a monthly basis.

Educational Qualification & Experience

• Bachelor’s degree or HND in any discipline.
• 3 - 4 years’ credit analysis experience in a bank or non-bank financial institution.

Skills:

• Ability to effectively manage competing deadlines for projects with less supervision.
• Excellent written and oral communication skills.
• Strong math aptitude, organizational and analytical skills.
• Strong problem-solving and follow-up skills coupled with pragmatism and common sense
• Decision oriented with the ability to support with sound reasoning and logic
• Impeccable understanding of financial statements,ratios,and concepts
• Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
• Experience with use of credit administration or other banking application software

Remuneration
Competitive salary package

Application Closing Date
8th June, 2024.