Sales Officer at Rosabon Financial Services Limited - 8 Openings

Rosabon Financial Services Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Sales Officer

Locations: Abuja (FCT), Anambra, Kano, Lagos, Ondo, Osun, Oyo & Rivers
Employment Type: Full-time

Scope and Impact

• The candidate will be tasked with the responsibility of selling various loan products.
• He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary 

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, compute payment schedules, and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options, and introduce different types of loans
• Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Deposit mobilization to meet set targets

Key Performance Indicators:

• Meet set monthly loan and investment targets
• Reduce number of non-performing loans
• Maintain a customer retention rate of at least 90% across loan and investment products

Requirements

• Bachelor's degree in Finance, Economics, or a related field
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment and meet set targets

Application Closing Date
8th August, 2024.