Credit Underwriter at Rosabon Financial Services (RFS) Limited

Rosabon Financial Services (RFS) Limited is an Award winning Rosabon Financial Services is member of the Concept Group is licensed by the Central Bank of Nigeria, CBN on April 22, 1993, and being a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Credit Underwriter

Location: Yaba, Lagos
Employment Type: Full-time

Job Summary

• The Underwriting Executive must be able to Underwrite the credit worthiness of customers in order to mitigate the overall risk of the company.

Duties & Responsibilities

• Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.
• To evaluate all quantave details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• Review applications for credit facilities to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• Performing various departmental functions including loan covenant monitoring, risk rang, audit preparation and recovery as assigned by HOD.
• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
• To evaluate all quantitative details in the applications to make objective decisions based on empirical facts from the financial information evaluated.
• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
• Ensuring that all credit approvals and KYC are in place documentation is duly executed and that the company’s interest is well protected.
• Conducting credit search (CRS & CRC Report) on credit bureau database.
• Conducting Email Verification & preparing Transaction consumption reports.
• Reviewing transactions for final checklist and approval.

Requirements

• Candidates should possess Bachelor's Degrees with 2 - 4 years relevant work experience.

Salary
N150,000 - N200,000 Monthly.

Application Closing Date
27th October, 2024.