Relationship Manager (Commercial Bank) at Afconrecruit Limited

Afconrecruit Limited is a company that provides solutions to improve the quality and output of the work transaction for both Employers and Employees.

We are recruiting to fill the position below:

Job Title: Relationship Manager (Commercial Bank)

Location: Lagos
Job Type: Full time
Industry: Financial Services

Key Responsibilities
Client Acquisition & Onboarding:

• Identify potential clients and develop strategies to onboard them.
• Conduct market research and prospecting to expand the customer base.
• Establish and maintain relationships with high-net-worth individuals, small businesses, and corporate clients.

Account Management:

• Serve as the primary point of contact for assigned clients.
• Ensure client retention by delivering personalized financial solutions.
• Resolve client queries and complaints promptly.

Sales & Revenue Generation:

• Promote the bank’s products, including loans, deposits, credit facilities, and other services.
• Cross-sell additional products like insurance, investment options, and treasury services.
• Meet or exceed sales and revenue targets.

Financial Analysis & Credit Assessment:

• Analyze client financials and assess creditworthiness.
• Prepare and present credit proposals for loan approvals.
• Monitor and manage loan performance, ensuring timely repayment.

Customer Relationship Development:

• Conduct regular client meetings to review account performance and identify new opportunities.
• Build trust and ensure long-term relationships by delivering superior customer service.
• Organize client-focused events and seminars to strengthen relationships.

Risk Management & Compliance:

• Adhere to regulatory guidelines and the bank’s risk management policies.
• Monitor client accounts to ensure compliance with terms and conditions.
• Report suspicious activities in accordance with anti-money laundering policies.

Skills & Qualifications

• Education: Bachelor’s degree in Finance, Business Administration, Economics, or related field (Master's degree is an advantage).
• Experience: 3+ years of experience in banking, financial services, or client relationship management.

Skills:

• Strong interpersonal and communication skills.
• Sales and negotiation skills.
• Financial analysis and risk assessment.
• Proficiency in CRM software and banking platforms.

Attributes:

• Customer-focused and results-oriented.
• Excellent problem-solving and decision-making abilities.
• Strong understanding of banking regulations and market trends.

Application Closing Date
Not Specified.