Credit Officer at a Mortgage Bank - Don Quester Consulting

Don Quester Consulting - Our client, a Mortgage Bank, is recruiting to fill the position below:

Job Title: Credit Officer

Location: Ikeja, Lagos
Employment Type: Full-time

Job Competency Requirements

• Evaluate loan applications and assess creditworthiness of clients.
• Review financial statements and other documentation to determine risk levels.
• Prepare credit reports and recommendations for loan approval or denial.
• Monitor existing credit facilities and track payments to ensure timely repayment.
• Collaborate with other departments to maintain accurate credit records.
• Advise clients on appropriate credit products and solutions.
• Ensure compliance with credit policies, procedures, and regulations.

Required Qualifications and Skills

• Bachelor’s Degree in Banking, Finance, Economics, or related field.
• No minimum years of experience required. Fresh graduates are welcome to apply.
• Knowledge of credit risk management principles and techniques.
• Strong analytical skills and attention to detail.
• Proficiency in financial analysis and credit scoring models.
• Good communication and negotiation skills.
• Ability to work independently and in a team environment.

Salary
N150,000 - N200,000 monthly.

Application Closing Date
27th February, 2025.