Credit & Risk Analyst at a CBN licensed and NDIC Insured Microfinance Bank - Fadac Resources and Services Limited

Fadac Resources and Services Limited - Our client is a CBN licensed and NDIC insured Microfinance bank providing Savings, Investment, and Loan products to Micro, Small and Medium Enterprises.

They are recruiting to fill the position below:

Job Title: Credit & Risk Analyst

Location: Lagos
Employment Type: Full-time

Key Responsibilities

• Analyze financial statements and ratios to assess borrower's financial health
• Evaluate lending risks and identify cost reduction opportunities
• Collaborate with clients and loan officers on credit decisions
• Prepare loan applications and develop risk mitigation strategies
• Recommend credit limits for new customers
• Verify authenticity of provided documents
• Ensure loan proposals comply with bank credit policy
• Recommend adjustments to credit policies based on market trends.

Requirements

• Bachelor's Degree or HND holder
• 2-4 years of relevant work experience in a financial institution
• MCP is an added advantage
• Proficiency in MS Office and Core Banking software applications
• Ability to navigate compliance issues
• Strong attention to detail and problem-solving skills
• Knowledge of Credit and portfolio management
• Strong financial analysis and reporting skills
• Risk assessment expertise
• Great communication and negotiation skills.

Application Closing Date
4th March, 2025.