Branch Manager at GTI Microfinance Bank Limited

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja. In October 2013, it was licensed as a State Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege, Surulere and Arena.

We are recruiting to fill the position below:

Job Title: Branch Manager

Location: Lagos
Employment Type: Full-time

Job Summary

• The Branch Manager will be responsible for driving business growth, overseeing loan processing, and ensuring the financial soundness of the branch’s credit portfolio. 
• This role involves supervising subordinates, evaluating loan applications, mitigating risks, and fostering strong customer relationships. 
• The ideal candidate must have a proven track record in microfinance lending, loan recovery, and risk management.

Key Responsibilities
Business Development & Loan Processing:

• Drive loan sales, ensuring high disbursement volumes while maintaining portfolio quality.
• Evaluate and process loan applications, ensuring compliance with credit policies.
• Conduct business and household visits for loan assessments.
• Assess customers’ financial eligibility and repayment feasibility.
• Develop and maintain strong relationships with clients and guarantors.

Credit & Risk Management:

• Ensure timely and full repayment of disbursed loans.
• Track loan performance, implement proactive recovery strategies, and minimize defaults.
• Monitor and manage the credit portfolio to maintain high-quality lending standards.
• Conduct due diligence on loan applicants and guarantors.

Branch Operations & Team Leadership:

• Supervise and mentor loan officers and other branch staff.
• Ensure operational efficiency and compliance with regulatory standards.
• Provide guidance on loan policies and financial literacy to customers.
• Set performance targets and ensure they are met or exceeded.

Key Requirements

• Minimum of B.Sc./HND in Marketing, Finance, Business Administration, or a related field.
• 3 - 5 years of relevant experience in a reputable Microfinance Bank.
• Strong risk management skills with the ability to disburse and recover a minimum of ₦50 million monthly.
• Experience inmicro and SME loan disbursement, with a track record of minimal defaults.

Skills & Competencies:

• Target-driven with a strong business acumen.
• Excellent loan tracking and repayment collection skills.
• Strong leadership, team management, and interpersonal skills.
• Exceptional communication and negotiation abilities.
• Ability to work under pressure and meet financial targets.

Application Closing Date
28th February, 2025.