Head of (Digital) Lending at a Leading Financial Services Company - First Excelsia Professional Services

First Excelsia Professional Services - Our client, a leading Financial Services company is recruiting to fill the position below:

Job Title: Head of (Digital) Lending

Location: Lagos
Employment Type: Full-time
Sector: Financial Services

Job Summary

• Our client, a leading Financial Services sector, is seeking a dynamic and driven Head of Lending who will spearhead the development, execution, and growth of lending solutions within the Embedded Finance Division.
• The role holder will leverage strategic partnerships, aggregator platforms, and innovative customer acquisition strategies to expand market reach and optimize lending operation

Job Responsibilities

• Define and implement comprehensive lending strategies aligned with the organization’s objectives, ensuring set targets for our Embedded lending products (BNPL, nano loans, and merchant lending) are met.
• Oversee phased execution plans focused on growth levers such as strategic partnerships, integrations, and leveraging our existing sales and digital channels.
• Collaborate with product management and engineering teams to design and launch impactful features that drive business outcomes.
• Identify, negotiate, and onboard high-value strategic partnerships with industry-leading platforms to maximize market reach.
• Ensure adherence to risk management frameworks, regulatory compliance, and governance standards across all lending activities.
• Collaborate with Credit Risk and Underwriting to optimize the credit assessment process, to drive efficiency and minimize risk.
• Build and mentor a high-performing team, fostering a culture of innovation, accountability, and continuous improvement.

Persons Specification

• Bachelor’s degree in Finance, Business Administration, or a related field; advanced degrees or certifications (e.g., MBA) are highly desirable
• Minimum of 10 years relevant experience to the role.
• Proven experience in leading lending portfolios, with a strong focus on embedded finance, nano loan, and merchant lending solutions. Experience selling BNPL products will be a great advantage.
• Demonstrated success in managing large-scale partnerships and executing growth strategies in a fast-paced environment.
• Exceptional analytical, problem-solving, and decision-making skills with a track record of delivering measurable results.
• Strong leadership capabilities with excellent communication and stakeholder management skills.

Salary
N41,600,000 Annually.

Application Closing Date
20th February, 2025.