Credit Officer at ICS Outsourcing Limited

ICS Outsourcing is Nigeria’s pioneer Human Resource Outsourcing Company. We are on a mission to provide world-class human resource solutions, using experts while creating value for our shareholders and opportunities in the community. Our vision is to be the most valuable Business Support Solutions Partner to our Clients throughout Africa and beyond.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Port Harcourt, Rivers
Employment Type: Full-time

Job Summary

• The Credit Officer will be tasked with the responsibility of evaluating loan applications to determine the eligibility of an applicant for a loan option, assessing creditworthiness, scrutinizing credit risk and ensuring compliance with company policies and regulatory requirements.
• You will play a crucial role in the lending process by providing accurate credit assessments and recommendations to support our clients' financial needs.
• Ultimately, the ideal candidate should have excellent oral and written communication skills to be able to effectively liaise with clients and should possess the capacity to work in a fast-paced environment.

Responsibilities

• Review and analyze loan applications and financial documents to determine credit risk.
• Conduct credit checks and assess the creditworthiness of applicants.
• Evaluate applicants' financial status, credit history, and ability to repay loans.
• Make informed recommendations regarding loan approvals or denials.
• Ensure compliance with lending policies, regulations, and procedures.
• Communicate with applicants to gather additional information and clarify any discrepancies.
• Prepare detailed reports and documentation for loan decisions.
• Collaborate with other departments to ensure a smooth loan processing experience.
• Maintain records of loan applications and monitor payments.

Requirements and Skills

• B.Sc. in any related discipline.
• Must have completed NYSC.
• Minimum of 3 - 5 years’ work experience as a credit officer in a financial sector is mandatory.
• Proficient in Microsoft Word, Excel and Power Point
• Excellent written and verbal communication skills.
• Strong organizational skills and ability to multi-task.
• Strong leadership skills
• Attention to detail and problem-solving skills.

Renumeration

• Salary: N150,000 Monthly.
• Transport and airtime allowance.

Application Closing Date
14th February, 2025.