Manager, (Monitoring & Evaluation) - Anglophone West Africa Region, Credit Quality Assurance at the African Export Import Bank (Afreximbank)

African Export Import Bank (Afreximbank) was established in Abuja, Nigeria in October, 1993 by African Governments, African private and institutional investors as well as non-African financial institutions and private investors for the purpose of financing, promoting and expanding intra-African and extra-African trade.

The Bank, headquartered in Cairo, the capital of the Arab Republic of Egypt, commenced operations on 30 September, 1994, following the signature of a Headquarters Agreement with the host Government in August, 1994. It has branch offices in Harare, Abuja and Abidjan and will open an East Africa branch office shortly.

We are recruiting to fill the position below:

Job Title: Manager, (Monitoring & Evaluation) - Anglophone West Africa Region, Credit Quality Assurance

Reference: M-CQAS-ME-2025
Location: Abuja, Nigeria
Working time: Full-time

Job Summary

• The Manager, Credit Quality Assurance (Monitoring & Evaluation) – AWAF Region will be responsible for ensuring sound credit portfolio quality, effective risk asset monitoring, and compliance with credit policies and approval conditions throughout the life cycle of credit facilities. 
• The role focuses on early warning credit risk detection, portfolio evaluation, credit process reviews, and proactive remedial action planning.
• The ideal candidate should have strong experience in credit risk management, credit quality assurance, structured finance, and compliance monitoring within the banking sector.

Key Responsibilities
Credit Quality Monitoring:

• Monitor risk assets, credit covenants, and triggers using early warning indicators to detect potential credit deterioration.
• Conduct credit portfolio assessments to ensure compliance with post-disbursement conditions and credit facility agreements.
• Provide timely recommendations for remedial actions to minimize credit losses.
• Ensure adherence to credit policies, risk management frameworks, and internal approval processes.
• Evaluate the financial and operational performance of obligors to assess credit risks.
• Review and initiate reclassification or declassification of credit facilities where necessary.

Improving Credit Quality & Risk Mitigation:

• Support the development of loan remediation strategies to enhance credit risk mitigation.
• Liaise with Product Teams, Client Relations, Loan Administration, and Legal Departments to optimize credit quality.
• Provide relevant credit risk information to support financial asset staging under IFRS 9.
• Assist in the handover process of high-risk assets to the Loan Remediation Department for resolution.
• Monitor collateral management processes and credit exposure tracking.

Reporting & Compliance:

• Prepare and submit monthly, quarterly, half-yearly, and annual reports on credit portfolio performance.
• Ensure compliance with Afreximbank’s credit monitoring procedures, policies, and regulatory requirements.
• Participate in internal and external meetings, audits, and stakeholder engagements as required.
• Maintain industry relationships to benchmark best practices and enhance risk mitigation frameworks.

Regulatory Compliance & Risk Control:

• Ensure adherence to Afreximbank’s AML, Anti-Bribery, and Conduct Compliance policies, including:
  • Anti-Money Laundering (AML) & Counter-Terrorism Financing
  • Insider Trading & Conflict of Interest Policies
  • Regulatory Risk & Governance Compliance
• Report any suspicious financial activities to the Compliance Department.
• Complete the Annual Compliance Training & Assessment.

Minimum Qualifications & Experience
Education:

• Master’s Degree in Accounting, Banking, Economics, Risk Management, Finance, or Business Administration.
• A recognized professional qualification in Banking, Risk Management, Audit, or Accounting is highly preferred.

Experience:

• Minimum of 8 years of experience in credit risk management, credit portfolio evaluation, structured finance, or project finance.
• Experience working in commercial banking, trade finance, or development finance institutions (DFIs).

Technical Skills & Knowledge:

• Proficiency in credit risk assessment, portfolio management, and financial statement analysis.
• Knowledge of structured trade finance, project finance, and syndicated lending.
• Strong expertise in IFRS 9 credit impairment assessments and financial risk modeling.
• Advanced Microsoft Excel and financial modeling skills.

Soft Skills:

• Excellent problem-solving and analytical abilities.
• Strong negotiation and stakeholder management skills.
• High attention to detail, accuracy, and risk awareness.
• Ability to work under pressure and meet deadlines.
• Excellent verbal and written communication skills in English (French is an advantage).

Application Closing Date
30th April, 2025.