Senior Product Manager - Multi Currency / Cross Border Payments at Fairmoney Microfinance Bank (Remote)

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: Senior Product Manager - Multi Currency / Cross Border Payments

Location: Remote
Employment Type: Full-time

About The Role

• We are seeking an experienced and dynamic Head of Product to lead the development of our new multi-currency and investment solutions at Faimoney. 
• As we expand our product offering to include features such as multi-currency wallets, FX remittance, USD cards, cryptocurrency trading, and stock investments, we need a visionary leader with deep expertise in fintech, digital assets, and financial services. 
• The ideal candidate will play a crucial role in shaping our product strategy, driving innovation, and delivering exceptional financial services to users across our markets.

Roles and Responsibilities

• Product Strategy: Develop and execute a comprehensive product strategy for multi-currency wallets, FX remittance, USD cards, crypto trading, and stock investment features. Identify growth opportunities, market trends, and customer needs to enhance our product suite
• Fintech Expertise: Utilize deep fintech knowledge and insights to drive product innovation. Stay ahead of industry trends, and identify emerging technologies such as blockchain, AI-driven FX solutions, and advanced security features that can enhance our offerings
• Digital Assets & Investment Solutions: Lead the development of features that support digital assets like cryptocurrencies and facilitate stock trading through our app. Build a seamless, integrated experience for users to manage their finances and investments
• Multi-Currency Wallet Management: Oversee the creation and enhancement of multi-currency wallet features, ensuring instant currency conversion, global remittance options, and secure management of funds
• Market Research: Conduct research and competitive analysis to understand the demand for these financial services, identify user pain points, and inform product development and positioning
• Customer-Centric Approach: Champion a customer-first approach in product development, ensuring that all initiatives focus on delivering value and a top-tier user experience
• Regulatory Compliance: Stay updated on relevant regulations and compliance requirements for offering multi-currency accounts, FX remittance, cryptocurrency trading, and stock investments. Ensure our products meet global compliance standards
• Cross-Functional Collaboration: Work closely with engineering, design, marketing, and operations teams to deliver new features and products on schedule. Foster a collaborative environment to drive innovation
• Performance Tracking: Define KPIs and metrics to measure the success of new product launches, feature adoption, and overall product performance. Continuously analyze performance data to make informed improvements
• Team Leadership: Build and lead a high-performing product team. Promote a culture of innovation, accountability, and continuous improvement, ensuring that the team remains focused on our strategic objectives

Preferred background & experience

• Bachelor's or Master's degree in Business, Finance, Computer Science, or a related field
• 5+ years of proven experience in fintech, product management, and digital assets, preferably in global or emerging markets
• Strong understanding of multi-currency management, FX solutions, cryptocurrency trading, and stock investment platforms
• Proven track record of successfully launching and scaling complex financial products and services
• Excellent strategic thinking, problem-solving, and decision-making abilities
• Strong leadership skills with the ability to inspire and motivate cross-functional teams
• Exceptional communication and interpersonal skills
• Experience with regulatory compliance in the global financial services and digital assets industry
• Adaptability to thrive in a fast-paced and evolving business environment
• Passion for innovation, financial technology, and making a positive impact on users and communities

Requirements:

• Bachelor's degree in Business, Finance, Computer Science, or a related field. A Master's degree is a plus
• Proven experience as a Product Manager in the lending industry, preferably within the fintech sector
• In-depth knowledge of lending products and services, including consumer and small business lending, credit scoring models, and risk assessment
• Demonstrated experience in developing and launching successful fintech products
• Strong analytical and data-driven decision-making skills
• Familiarity with the Nigerian and African fintech markets and an understanding of local customer preferences and behaviors is a bonus but not essential
• Excellent leadership and communication skills with the ability to collaborate effectively with cross-functional teams
• Experience in managing and motivating high-performing product teams
• Creative problem solver mindset with a data-driven and KPI-oriented approach using such tools as SQL, Python and Excel
• Entrepreneurial mindset and commitment to getting hands dirty at all times.

Benefits

• Private Health Insurance
• Pension Plan
• Training & Development
• Hybrid work
• Paid Time Off

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Recruitment Process

• Technical interview with the product team: 45-60 minutes
• Assignment (takeaway)
• Final interview with Director of Product: 45-60 minutes