Product Analyst - Credit Eligibility at M-KOPA Nigeria

M-KOPA is a fast-growing FinTech company offering millions of underbanked customers across Africa access to life-enhancing products and services. From our roots as the pioneer in pay-as-you-go “PayGo’” solar energy for off grid homes, we have grown into one of the most advanced connected asset financing platforms in the world, empowering a broad range of customers to achieve progress in their lives.

We are recruiting to fill the position below:

Job Title: Product Analyst - Credit Eligibility

Location: Lagos
Job type: Full-time
Department: FintechTechnologyProduct Management

Description

• We are looking for an Eligibility Product Analyst to help drive M-KOPA’s mission of building transformative lifetime financial partnerships with our customers.
• This role offers the opportunity to drive significant customer and business impact. 
• You will be a member of a small team with the big responsibility of continuously improving M-KOPA’s loan offers and eligibility criteria, in order to drive growth while managing credit losses and margins. 
• You'll work cross-functionally with engineers, data scientists, other analysts, growth managers, and commercial stakeholders across multiple countries.
• We are looking for someone who loves analyzing complex data and solving challenging, ambiguous data problems — if that sounds fun to you, you might be a fit!
• Working on a team, you will determine M-KOPA’s loan eligibility criteria and develop our loan offers and pricing, to ensure that we are offering loans that customers want and can afford while also achieving our business growth objectives.
• This is a fully remote role, you would be working within the following time zone (UTC -1 / UTC+3) with a diverse group of other employees working remotely from locations such as UK, Europe and Africa.

Responsibilities
In this role, you would be responsible for:

• Analyzing M-KOPA’s repayments data and other data to continuously improve our loan eligibility criteria
• Developing new loan offers and pricing based on customer demand and credit analysis
• Monitoring the credit performance of your loans to identify where we need to adjust eligibility criteria and/or pricing
• Testing the predictiveness of new data sets for the purposes of eligibility criteria
• Testing new types of loans to understand customer demand and credit performance
• Working with engineers to implement changes to our eligibility criteria
• Working with data scientists to leverage machine learning models as part of loan eligibility decisions.

Requirements
Your application should demonstrate:

• Several years in roles with significant analysis components
• Strong analytical skills, including the ability to conduct your own analysis of unstructured data
• Ability to write your own SQL queries and source your own data sets
• Proven ability in solving ambiguous / high-level analytical problems
• Strong data communication skills — written, oral, and visual
• Ability to work with diverse, distributed teams across multiple countries
• Strong interpersonal and collaboration skills
• (Nice to have) Experience with data science models.

Application Closing Date
Not Specified.