Sales Core Executive - Financial Institutions at Rosabon Financial Services (RFS) Limited (3 Openings)

Rosabon Financial Services (RFS) Limited is an Award winning Rosabon Financial Services is member of the Concept Group is licensed by the Central Bank of Nigeria, CBN on April 22, 1993, and being a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Sales Core Executive - Financial Institutions

Locations: Awka - Anambra, Calabar - Cross River and Port Harcourt - Rivers
Employment Type: Full-time

Job Description

• The candidate will be tasked with the responsibility of selling various loan products.
• He / She will act as liaison betweencustomers and our financial institution and will help qualified applicants acquire loans in a timely manner.
• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans andinvestments). 
• He / She will also responsible for reviewing loan applications evaluating the potential risks of granting loansto applicants

Responsibilities

• Evaluate creditworthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplishquotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout theunderwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Deposit mobilization to meet set targets

Key Performance Indicators

• Meet Set Monthly loan and investment Targets
• Reduced number of Non-Performing loans
• Customer retention rate of minimum 90% across loan and investment products

Requirements

• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies.

Benefits

•  Salary N110,000 - N300,000 Monthly (+ Commission).

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their Applications to: gabriel.obiti@conceptgroup-ng.com using the Job Title and Location as the subject of the email.