Underwriter at Fortis Global Insurance Plc

Fortis Global Insurance Plc is a high-profile, technology-driven, and customer-centric insurance company committed to delivering innovative and reliable insurance solutions. As part of our ongoing restructuring and repositioning efforts, we are focused on redefining our operations, culture, and service delivery to meet global standards.

Our goal is to rank among the most respected and top-performing insurance companies in Nigeria, known not just for our comprehensive product offerings but also for our excellence in customer service and operational efficiency.

We are recruiting to fill the position below:

Job Title: Underwriter

Location: Victoria Island, Lagos
Employment Type: Full-time

Job Summary

• The Underwriter is responsible for evaluating insurance applications, assessing risk, and determining policy terms and premiums. 
• The role involves making informed decisions based on data analysis, regulatory requirements, and company underwriting guidelines to ensure profitable and sustainable business.

Key Responsibilities

• Review insurance proposals and applications to determine risk and acceptability.
• Analyze data including financial statements, health information, and claim history.
• Determine policy terms, coverage limits, and premiums in line with company guidelines.
• Collaborate with actuaries, claims adjusters, brokers, and other departments.
• Make sound underwriting decisions within assigned authority limits.
• Ensure compliance with internal policies and regulatory standards.
• Maintain accurate and updated records of underwriting decisions.
• Recommend risk improvement strategies and negotiate terms with intermediaries.
• Participate in product development and underwriting guideline reviews.
• Contribute to the development and implementation of underwriting policies.

Qualifications & Experience

• Bachelor’s degree in Insurance, Finance, Business Administration, or a related field.
• 3–5 years of experience in underwriting (Life/General)
• Professional certification (e.g., CIIN, CII, ANIPR) is an added advantage.
• Strong analytical and decision-making skills.
• Good knowledge of insurance laws, regulations, and industry trends.
• Proficiency in Microsoft Office and underwriting software tools.

Skills & Competencies:

• Excellent attention to detail and accuracy.
• Strong interpersonal and communication skills.
• Ability to manage multiple priorities and meet deadlines.
• Sound judgment and problem-solving skills.
• High level of integrity and professionalism.

Application Closing Date
20th May, 2025.

Method of Application
Interested and qualified candidates should send their CVs to: hrteam@sainsurance.com.ng using "Underwriter Application" as the subject of the mail.