Treasury Sales Officer at Beacongate Limited

Beacongate Limited is a leading HR and business consulting firm based in Lagos, Nigeria. We specialize in recruitment, training, outsourcing, and advisory services, helping businesses and professionals grow through tailored, effective solutions. Join our dynamic team and be part of an organization committed to excellence, innovation, and people development.

We are recruiting to fill the position below:

Job Title: Treasury Sales Officer 

Location: Victoria Island, Lagos
Employment Type: Full-time

Job Summary

• Monitor and manage bank-wide flow of funds to ensure operational liquidity and offer prudent and efficient Asset and Liabilities Management solutions to the Bank.

Principal Duties and Responsibilities

• Review the Bank’s asset and deposit liability mix and identify/recommend alternative investment vehicles that will help optimise the Bank’s asset and deposit liability portfolio.
• Monitor Asset portfolio and obligations such as pledges, placements and securities holdings.
• Assist to promote treasury products and provide treasury advisory services to corporate customers.
• Work on business units' referrals and structure tailor-made products /solutions to suit both customers' hedging and investment needs.
• Management of money and financial risks in a business.
• Ensure the business has the money it needs to manage its day-to-day business obligations.
• Identify and monitor the Bank’s exposure to interest rate and liquidity risk.
• Help develop long-term financial strategies and policies.
• Provides a means for an organization to effectively manage its liquidity.
• Minimize risk exposure and maximize the efficient use of resources.
• Review future liabilities for cost minimization.
• Identify and monitor the Bank’s exposure to interest rate and liquidity risk.
• Work closely with the Head, Treasury Sales / Enterprise Risk Management Unit on developing funding and contingency plans.
• Manage Money Market database.
• Generate reports using vendor models and available internal systems and monitor results against internal guidelines and Board approved limits.
• Prepare reports (rate risk analysis, money market reports, ALCO minutes etc.) to be presented at the Asset/Liability Committee (ALCO) meeting and circulated as appropriate.
• Recommend strategies in compliance with the relevant regulatory provisions, for maintaining an optional balance between liquidity and profitability.
• Monitor and manage bank-wide flow of funds (daily, weekly, monthly, quarterly and yearly) to ensure operational liquidity.
• Carry out daily environmental scans to aid dealers’ decisions.
• Prepare all relevant documents required by management from the Treasury Department (such as annual budget showing capital & Operating Expense as well as Treasury Income Report).
• Develop and manage fund transfer pricing system for fund allocation and interest rate risk management.

Qualifications, Competency & Skills Required

• Minimum of First Degree in a relevant discipline such as Accounting, Finance, Mathematics, Engineering or other quantitative disciplines.
• Relevant professional certifications such as ACCA, ACA, CFA, ACI, CTP and/or a second degree are added advantages.
• Minimum of 5 years’ experience in Banking or Financial Services industry.

Key Performance Indicators:

• Fund sourcing: Level / amount of cheap funds sourced for the Bank from Portfolio and Asset Management Companies.
• Profitability: Level of profitability from all transactions.
• Counter parties: Level of appropriateness of the Banks portfolio mix at all times.

Competence:

• Knowledge of Jubilee Life Mortgage Bank’s structure policies, processes and procedure.
• Knowledge of the Banking industry.
• Knowledge of the Mortgage Industry.
• Asset and Liability Management.
• Cash Management.
• Financial Markets Analysis.
• Investment Management.
• Knowledge of Banking Operations.
• Knowledge of Derivatives Trading.
• Knowledge of Treasury Operations.
• Knowledge of Banking Strategy.
• Knowledge of Financial Instruments.
• Knowledge of Financial Markets.
• Knowledge of Foreign Exchange Market and Operations.
• Knowledge of Heritage Bank’s Treasury Products.
• Macro and Micro Economics.
• Money Market Trading.

Skills:

• Business Environment Analysis.
• Credit Analysis.
• Deal Structuring.
• Financial modeling.
• Financial Statement Analysis.
• Forecasting Skills.
• Gap Analysis and Gap Management.
• Liquidity Management.
• Marketing Skills.
• Numeracy.
• Process Improvement.
• Project Management.
• Proposal Writing.
• Risk Management.
• Analytical Skills Ability to use MS Office Applications (MS Word, MS Excel, MS).

Candidate Abilities & Personality Profile:

• Adaptability.
• Attention to Details.
• Building Effective Teams.
• Coaching.
• Communication Skills (Oral and Written).
• Customer Focus.
• Emotional Intelligence.
• Interpersonal Skills.
• Managing Relationships.
• Managing and Measuring Work.
• Motivating Others.
• Negotiation.
• Organising.
• Presentation Skills.
• Teamwork.
• Time Management.
• Timely Decision Making.

Location:

• Lagos, Nigeria; plus other locations as required.

Application Closing Date
23rd May, 2025.