Settlement & Reconciliation Officer at HabariPay Limited

HabariPay Limited is a Fin-tech on the path to building a truly pan-African payments unicorn with it's unique product called SQUAD. At Squad, you will have access to best in class tools and resources to enable you to solve truly complex problems, developing game changing payments solutions.

We are recruiting to fill the position below:

Job Title: Settlement & Reconciliation Officer

Location: Victoria Island, Lagos
Employment Type: Full-time

Job Summary 

• We are looking to hire a Settlement & Reconciliation Officer to manage transaction processing, ensure timely settlement of financial activities, and maintain accurate reconciliation of accounts.
• To be successful in this role, you should have previous experience as a settlement & Reconciliation Officer in a bank or financial institution.
• Our ideal candidate should combine an eye for details, excellent people management skills with a goal-driven mindset. 
• Ultimately, you will ensure your area of responsibility meets and exceeds the expectations of our business objectives and contributes to our company’s success 

Job Duties and Responsibilities

• Perform daily reconciliation of all financial transactions across various payment channels (cards, POS, transfers, mobile money, etc.).
• Validate and match incoming and outgoing settlement reports with transaction records from internal systems.
• Investigate and resolve transaction mismatches, chargebacks, and settlement disputes promptly.
• Liaise with banks, payment processors, and other financial partners to ensure timely settlement of funds.
• Maintain accurate records of reconciliations, settlements, and resolution actions for audit purposes.
• Generate and share reconciliation and settlement reports with relevant internal teams.
• Work with IT and product teams to resolve system-related reconciliation issues.
• Support end-of-day, month-end, and year-end financial closure processes.
• Ensure compliance with regulatory and internal financial reporting standards.
• Participate in the development and improvement of reconciliation and settlement processes and tools.

Requirements

• Bachelor’s Degree or equivalent in Finance, Accounting, or related field from an accredited university
• 2-5 years of experience in settlements, reconciliation, or financial operations (preferably in a fintech, bank, or payment service provider).
• Strong analytical and problem-solving skills.
• High attention to detail and accuracy.
• Proficiency in Excel and reconciliation tools; knowledge of ERP or financial software is an advantage.
• Familiarity with payment systems, transaction flows, and financial products.
• Excellent communication and interpersonal skills.
• Ability to multitask and meet deadlines.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online