Credit Officer at Prosperity Microfinance Bank

Prosperity Microfinance Bank Nigeria Limited (PMBank) is a Microfinance Bank incorporated in Nigeria with the Corporate Affairs Commission of Nigeria in March 2005 under the provisions of the Companies and Allied Matters Act CAP C20 LFN 2004 with registration number RC 620230 and commenced operations on 10th October 2005. It is licensed to carry on the business of microfinance banking by the Central Bank of Nigeria.

We are recruiting to fill the position below:

Job Title: Credit Officer (Marketer)

Location: Benin, Edo
Employment Type: Full-time

Responsibilities

• Prospect and mobilize new clients for the bank’s loan products, including group and individual lending.
• Conduct credit assessments through field visits, business analysis, and character checks.
• Evaluate loan applications and make sound credit recommendations in line with bank policy.
• Ensure timely and accurate documentation, approval, and disbursement of loans.
• Monitor loan utilization and provide post-disbursement support to clients.
• Track and manage loan repayments; follow up promptly on overdue accounts.
• Maintain a quality loan portfolio and ensure portfolio-at-risk (PAR) is within acceptable limits.
• Generate regular credit reports and participate in credit committee reviews.
• Educate clients on loan terms, repayment schedules, and financial literacy.
• Uphold client confidentiality, integrity, and compliance with regulatory and institutional standards.

Requirements

• Candidates should possess relevant qualifications with at least 4 years experience.

Salary
N80,000 - N120,000 Monthly.

Application Closing Date
9th July, 2025.

Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: nhrecruiters@gmail.com using the job title as the subject of the email.