Personal Banking Officer at Polaris Bank Limited - 4 Openings

Polaris Bank was established by the Central Bank of Nigeria (CBN) on September 21, 2018 to offer commercial banking services to the Nigerian public. The bank commenced services on the same day, having purchased the assets and assumed certain liabilities of the defunct Skye Bank.With a footprint of over 350 branches across the country, Polaris Bank prides itself in delivering exceptional customer experience, leveraging best in class/state of the art Information Communication Technology (ICT). By focusing on ICT solutions across multiple service delivery channels (mobile banking, ATMs, POS and online platforms) Polaris Bank maintains a pivotal role in the Nigerian banking industry, providing customers with simple, convenient and secured banking services.

We are recruiting to fill the position below:

Job Title: Personal Banking Officer

Locations: Imo, Enugu, Anambra and Lagos
Job Type: Full-time
Department: Retail Banking

Job Summary

• Are you passionate about helping individuals achieve their financial goals? We're seeking an empathetic and results-driven Personal Banking Officer to serve as the primary point of contact for our individual clients.
• You'll be instrumental in building lasting relationships, understanding diverse financial needs, and providing tailored solutions that empower our customers to manage their money effectively and plan for their future.

 Key Responsibilities & Differentiators

• Cultivate and nurture strong, long-term relationships with individual clients, serving as a trusted advisor for their banking needs.
• Conduct thorough financial needs assessments for clients, recommending and cross-selling suitable banking products and services, including savings, current accounts, loans, credit cards, and digital banking solutions.
• Deliver exceptional customer service, resolving inquiries and issues efficiently and professionally to ensure high client satisfaction.
• Maintain in-depth knowledge of all retail banking products and services, effectively educating clients on their features and benefits.
• Proactively identify opportunities to acquire new clients and expand existing relationships to meet individual and branch sales targets.
• Guide clients on the seamless adoption and effective utilization of digital banking channels (mobile banking, online banking, ATMs) to enhance their banking experience.
• Ensure strict adherence to all banking policies, procedures, and regulatory requirements, maintaining confidentiality and integrity in all transactions.
• Identify and refer clients to specialized departments (e.g., wealth management, commercial banking) when their needs extend beyond personal banking offerings.
• Represent the bank positively in local communities, participating in outreach activities as needed to promote banking services and financial literacy.

 Requirements

• Bachelor’s Degree in Business Administration, Finance, Marketing, or a related field.
• A minimum of 2 years of progressive experience in a customer-facing role within the banking or financial services industry, preferably in personal or retail banking.
• Solid understanding of retail banking products and services.
• Proven ability to identify customer needs and successfully offer relevant solutions.
• Excellent communication (verbal and written), interpersonal, and customer service skills.
• Strong problem-solving abilities and attention to detail.

Application Closing Date
Not Specified.