Head of Credit at Ascentech Services Limited

Ascentech Services Limited is a full-fledged Human Resource Solution Provider incorporated in 2013 with its Head Office in Lagos, Nigeria. We are committed to forging long-term partnerships with our clients by creating and delivering robust and flexible services that address the changing needs of their business.

We are recruiting to fill the position below:

Job Title: Head of Credit

Location: Anambra
Employment Type: Full-time

Key Responsibilities

• Oversee credit operations in Anambra, Abia, and Uyo in line with corporate risk guidelines
• Develop and implement region-specific credit strategies to meet disbursement and repayment goals
• Monitor loan portfolio performance; identify and mitigate credit risks
• Collaborate with sales teams to evaluate and approve qualified customers
• Conduct physical business assessments and ensure strong KYC and credit analysis
• Supervise and manage a regional credit team (CRO, Loan Officer, Recovery Agent)
• Set and track team performance metrics using data-driven methods
• Enforce compliance with internal policies and regulatory standards
• Ensure accurate documentation, site visits, and signed loan agreements
• Report regional performance to national leadership and suggest process improvements
• Support credit digitization, customer engagement, and expansion initiatives

Requirements

• Minimum of 5 years’ experience in credit management (fintech, consumer lending, or microfinance)
• Strong background in field-based lending and recovery models
• Bachelor’s degree in Finance, Business, Economics, or related field (MBA/certifications preferred)
• In-depth knowledge of credit challenges and opportunities in South-East Nigeria

Key Skills & Attributes:

• Strong leadership and team management
• Excellent communication and interpersonal skills
• Proficiency in local languages (an advantage)
• High ethical standards and passion for financial inclusion
• Problem-solving mindset and adaptability in field operations

Working Conditions:

• Based in Anambra with frequent travel to Abia and Uyo
• Combination of field supervision and back-office coordination

Application Closing Date
12th July, 2025.

How to Apply
Interested and qualified candidates should send their CV to: cv@ascentech.com.ng using the Job Title as the subject of the email.