EBANX is the leading payment platform connecting global companies with customers from the fastest-growing digital markets in the world.
We are recruiting to fill the position below:
Job Title: Business Operation Specialist
Location: Lagos
Employment Type: Full-time
Job Summary
The Business Operations Team is responsible for monitoring and leading improvements in payment approval rates in over 24 countries, continuously driving merchant performance to the next level - We engage with multiple business areas (Products, Engineering, Fraud Prevention, Growth, Commercial and Merchant Services teams) and external stakeholders to deliver superior performance on cards, account-based instant transfers, and cash-based vouchers, being the leader in local direct connections to payment players and in the offering of Alternative Payment Methods (APMs).
As a Specialist of the Business Operations Team focused on Nigeria, your mission is to maintain the integrity of EBANX's payment operations, ensure the best quality of payment approval, build strategic relationships with stakeholders, establish business continuity, identify strategic opportunities to improve EBANX performance and provide technical support to internal and external areas: You will also be responsible for
Responsibilities
Monitor and utilize advanced technical skills to analyze key performance indicators (KPIs) of all pillars of approval rates considering the technical and integration characteristics of each acquirer, issuer, BIN, product, API response, ISO message, and divisions like recurring and card-on-file payments, card verification, installments, and pre-authorization
Lead and propose deep-dive action plans to enhance approval rates at the acquirer, partners, issuers, and card schemes, proposing and executing actions at the country level (Nigeria) to improve approvals and conversion rates
Design and develop workflows and procedures to streamline payment operations optimizing efficiency and effectiveness
Build and manage relationships with payments partners in Nigeria (acquirers, issuers, card schemes, and external providers) to ensure optimal performance and operations continuity and collaborate with partners to implement strategies to improve approval rates
Conduct A/B tests with acquirers, focusing on enhancing approval rates and evaluating local approval strategies;
Be on top of market and technology trends in the payments industry in Nigeria, mapping opportunities and recommendations to improve EBANX’s local payment operations and approval rates, and proactively adapting our operational strategies accordingly
Co-create dashboard visualizations on Kibana/Grafana enabling deeper and specific analysis for conversion rates, such as creating queries for SQL consults and analysis
Analyze real-time data to identify patterns and trends that can enhance the efficiency and accuracy of Smart Routing strategies using advanced Machine Learning (ML) techniques
Detect anomalies and handle alerts based on Machine Learning algorithms and work on the continuous improvement of the monitoring tool, refining the algorithm and dashboards
Collaborate with internal stakeholders – Products, Engineering, Fraud Prevention, Data Analytics, Commercial, Merchant Operations, and Business Architecture – to guarantee and deliver the best approval rates to our merchants.
Main Requirements for this Position
Previous experience in the payments industry, e-commerce, or similar, preferably within Nigeria
A self-starter who is comfortable working in a fast-paced and data-driven environment
Strong analytical skills with the ability to interpret complex data sets and derive actionable insights
Tenacious and resilient with a positive and solution-oriented attitude
Detail-oriented mindset with a focus on continuous improvement and optimization
Microsoft Excel or Google Sheets skills;Advanced English.
What Would be a Plus:
Bachelor’s degree in Business, Technology, or a related field
Experience in process mapping and technical documentation;Knowledge about smart routing, anti-fraud solutions, card scheme authorization products
Experience with data visualization and analytical tools (Tableau, Kibana)
Project management, roadmap, and organization
Ability to manage and handle complex situations
Exceptional communication, presentation, and negotiation skills
Advanced SQL to write, review, and join queries across multiple databases.
ffers
Spanish, English, and Portuguese classes
EBANX Offers
Spanish, English, and Portuguese classes
Transportation voucher (if needed)
WAVES - Program of goals and results (variable compensation)
EBANX Education: financial support for undergraduate, graduate, and MBA programs so you can develop important skills for your career
EBANX Skills: budget for workshops and courses;EBANX Flexible: Birthday Day Off
Semi-flexible hours (8 hours a day - Monday to Friday)
EBANX Health: Health and Dental Insurance, with subsidy for dependents and medicine subsidy for ebankers