Reconciliation and Chargeback Analyst at Kredete Limited

Kredete is a financial technology platform that helps African immigrants in the diaspora build credit through instant international money transfers to 22+ countries, with low fees. We also offer businesses an API-based infrastructure for secure and low-cost cross-border payments to many African countries.

We are recruiting to fill the position below:

Job Title: Reconciliation and Chargeback Analyst

Location: Lekki, Lagos
Job type: Full-time

Job Description

• We are seeking a highly skilled and experienced Reconciliation Analyst with a strong background in financial operations and reconciliation processes.
• In this role, you will be responsible for overseeing and managing the reconciliation of complex financial transactions across multiple platforms, banks, and partners.
• Your expertise will help ensure financial accuracy, mitigate risk, and support strategic decision-making within the finance function.

What You Will Do

• Oversee daily, weekly, and monthly reconciliation of bank accounts, payment gateways, wallets, loan portfolios, and internal systems.
• Identify, investigate, and resolve reconciliation discrepancies promptly.
• Coordinate with finance, product, operations, and technology teams to resolve complex transaction issues.
• Ensure compliance with regulatory and internal control standards across all reconciliation activities.
• Prepare and deliver reconciliation reports to management, highlighting key trends and anomalies.
• Maintain thorough documentation of reconciliation processes, variances, and corrective actions.
• Lead improvements in reconciliation tools, processes, and automation strategies.
• Support external audits and regulatory examinations with necessary documentation and reporting.

Who You Are

• Bachelor’s Degree in Accounting, Finance, Economics, or a related field - a Master's Degree, professional certification and/or membership is a plus.
• 5 - 7 years' experience in Reconciliation, Accounting, Auditing or financial operations preferably within a fintech, lending institution, or bank.
• Strong knowledge of financial systems, digital payment processes, banking operations, and reconciliations.
• Proven experience with high volume, multicurrency cross-border transactions, and chargeback.
• High proficiency in Microsoft Excel/Google Sheets, SQL for financial analysis.
• High experience with accounting software and reconciliation tools.
• Strong organizational skills and accurate attention to detail.
• Analytical mindset and critical thinker
• Strong attention to detail, organizational skills, and ability to manage multiple priorities.

Nice to Have:

• Experience working with API-based transaction platforms or digital wallets.
• Previous experience scaling processes or a team in a high-growth financial environment or startup
• Knowledge of Fraud detection and mitigation

What We Offer

• Rewarding Pay
• Team bonuses and office-based perks
• Premium HMO Plan
• Professional development and an opportunity to work with a team that is changing the financial future of Africa and immigrants globally.

Application Closing Date
Not Specified.