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Branch Manager at GTI Microfinance Bank Limited

Posted on Wed 30th Jul, 2025 - hotnigerianjobs.com --- (0 comments)


GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja.

In October 2013, it was licensed as a State Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege, Surulere and Arena.

We are recruiting to fill the position below:

Job Title: Branch Manager

Location: Lagos
Employment Type: Full-time

Job Summary

  • The Branch Manager will be responsible for driving business growth, overseeing loan processing, and ensuring the financial soundness of the branch’s credit portfolio.
  • This role involves supervising subordinates, evaluating loan applications, mitigating risks, and fostering strong customer relationships.
  • The ideal candidate must have a proven track record in microfinance lending, loan recovery, and risk management.

Key Responsibilities
Business Development & Loan Processing:

  • Drive loan sales, ensuring high disbursement volumes while maintaining portfolio quality.
  • Evaluate and process loan applications, ensuring compliance with credit policies.
  • Conduct business and household visits for loan assessments.
  • Assess customers’ financial eligibility and repayment feasibility.
  • Develop and maintain strong relationships with clients and guarantors.

Credit & Risk Management:

  • Ensure timely and full repayment of disbursed loans.
  • Track loan performance, implement proactive recovery strategies, and minimize defaults.
  • Monitor and manage the credit portfolio to maintain high-quality lending standards.
  • Conduct due diligence on loan applicants and guarantors.

Branch Operations & Team Leadership:

  • Supervise and mentor loan officers and other branch staff.
  • Ensure operational efficiency and compliance with regulatory standards.
  • Provide guidance on loan policies and financial literacy to customers.
  • Set performance targets and ensure they are met or exceeded.

Key Requirements

  • Minimum of B.Sc. / HND in Marketing, Finance, Business Administration, or a related field.
  • 3 - 5 years of relevant experience in a reputable Microfinance Bank.
  • Strong risk management skills with the ability to disburse and recover a minimum of N50 million monthly.
  • Experience inmicro and SME loan disbursement, with a track record of minimal defaults.

Skills & Competencies:

  • Target-driven with a strong business acumen.
  • Excellent loan tracking and repayment collection skills.
  • Strong leadership, team management, and interpersonal skills.
  • Exceptional communication and negotiation abilities.
  • Ability to work under pressure and meet financial targets.

Application Closing Date
27th August, 2025.

How to Apply
Interested and qualified candidates should send their CV to: career@gti.com.ng using the Job Title as the subject of the email.


  

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