Finance Analyst - Microfinance / Fintech at Salesplat Technologies

Salesplat Technologies - Our client is seeking passionate, analytical, and customer-centric candidates who thrives at the intersection of strategic finance and operational execution to fill the position below:

Job Title: Finance Analyst - Microfinance / Fintech

Location: Lagos
Employment Type: Full-time
Work Mode: Hybrid
Background: Fintech, Credit and Loans, Microfinance

Description

• This unique role blends investor-facing finance work with hands-on credit operations—perfect for someone ready to make a broad impact in a mission-driven fintech environment.

Role Overview

• The Finance Analyst will play a dual role that is vital to both the capital and credit sides of the business.
• You will support capital raise initiatives, build financial models, and provide strategic insights while also managing customer credit assessments, repayment tracking, collections, and process optimization.

Key Responsibilities
Capital Raising & Investor Engagement:

• Support the development and execution of equity, debt, and blended finance strategies.
• Identify and engage with institutional investors, DFIs, and fund managers.
• Prepare investment memos, pitch decks, and investor updates.

Financial Modelling & Analysis:

• Build and maintain robust financial models for forecasting, pricing, and planning.
• Conduct scenario and valuation analysis to support key financial decisions.
• Monitor financial KPIs and deliver actionable insights to the leadership team.

Transaction Support:

• Assist in structuring capital market and private financing transactions.
• Coordinate due diligence, documentation, and deal closings.
• Ensure compliance with regulatory and investor reporting requirements.

Credit Assessment & Repayment Management:

• Review customer documentation and perform credit checks using internal/external tools.
• Assess eligibility and structure repayment plans.
• Set up and track repayment mandates (e.g., direct debits, standing orders).
• Monitor repayments in real-time, flag delays, and reconcile inflows with finance.

Collections & Recovery:

• Engage customers on overdue repayments via WhatsApp, SMS, calls, or email.
• Maintain professional follow-up routines and escalate per policy.
• Liaise with recovery agents or legal teams as needed.

Process Optimization & Reporting:

• Maintain and improve SOPs for finance and credit operations.
• Recommend and implement workflow or tooling improvements.
• Generate accurate, timely weekly/monthly reports on financial and credit KPIs.

Performance Indicators

• On-time repayment and default reduction rates.
• Accuracy and clarity of financial models and reports.
• Capital raises success and investor feedback.
• Process improvements implemented.
• CRM and mandate activation success.
• Communication and stakeholder engagement quality.

Qualifications & Experience

• Bachelor’s Degree or HND in Finance, Accounting, Economics, Business Administration, or a related field.
• 2 - 3 years of experience in financial advisory, corporate finance, capital markets, or fintech finance teams and credit analysis, collections, or customer finance operations (preferably in fintech/lending).

Skills:

• Advanced proficiency in Microsoft Excel or Google Sheets (modelling & analysis).
• Familiarity with CRM or financial management tools.
• Strong communication and customer relationship skills.
• High attention to detail and strong data-handling integrity.
• Understanding of credit risk, repayment structures, and collections strategies.
• Able to thrive in a high-growth, fast-paced, and entrepreneurial environment.

Preferred Certifications (Added advantage):

• CFA, FMVA, or similar finance qualifications.
• Credit and Risk Management (e.g., CIBN, ICAN), ATS.
• Excel, data analytics, or CRM training (online acceptable).

Salary
N200,000 / Month.

Application Closing Date
19th August, 2025.

How to Apply
Interested and qualified candidates should send their CV to: moduperotowa@mysalesplat.com using Job Title as the subject of the email.