Risk & Collections Analyst at Tailored Talent

Tailored Talent - Our client is recruiting suitable candidates to fill the position below:

Job Title: Risk & Collections Analyst

Location: Ikeja, Lagos
Employment Type: Full-time

Job Overview

• Our client is seeking a motivated and detail-oriented Risk & Collections Analyst to join our Risk and Collections Department.
• This role is pivotal in driving the recovery of loans and monitoring portfolio performance.
• The ideal candidate will have a solid analytical background, excellent communication skills, and a passion for maintaining a healthy loan book.

Key Responsibilities
Collections & Recovery: 

• Initiate timely reminders via SMS, calls, and emails to customers on due and overdue payments.
• Monitor and manage the loan portfolio to identify overdue accounts.
• Execute collection strategies to recover delinquent loans and minimize defaults.
• Maintain detailed records of all recovery efforts and customer communications.
• Work with field agents (if applicable) to escalate and support physical recovery when required.

Risk Analysis & Loan Monitoring:

• Analyse the loan book to track and report on Portfolio at Risk (PAR) and other credit risk indicators.
• Identify trends and provide insights to mitigate credit risk exposure.
• Monitor early warning signals and recommend preventive actions to management.

Qualifications

• Education: Bachelor's Degree (B.Sc.) in Finance, Economics, Accounting, Business Administration, or a related field.
• Experience: 1 - 3 years in credit risk and collections within a microfinance bank, fintech, or financial institution.
• Strong understanding of loan monitoring, recovery processes, and credit risk principles.
• Proficient in MS Excel; experience using loan management systems is an added advantage.
• Strong analytical and communication skills.

Salary
N200,000 - N250,000 monthly.

Application Closing Date
31st October, 2025.

How to Apply
Interested and qualified candidates should:
Click here to apply online