Head, Business Development (Retail & Marketing) at Cool Bank

Cool Microfinance Bank is a licensed and forward-thinking financial institution that serves the Nigerian economy's unbanked, underbanked, and underserved sectors. With a strong commitment to financial inclusion, we provide innovative and technology-driven financial solutions tailored to meet the dynamic needs of individuals, small businesses, and communities. Our operations are anchored on trust, transparency, and customer satisfaction, and we strive to bridge the gap between traditional banking and modern digital financial services.

Cool Bank, a newly established microfinance bank set to commence operations, is seeking an experienced and results-driven Head of Business Development (Retail & Marketing) to lead business expansion, product development, strategic partnerships, and revenue growth.

We are recruiting to fill the position below:

Job Title: Head, Business Development (Retail & Marketing)

Location: Lekki Epe Express Way, Lagos
Employment Type: Full-time

About the Role

• This role requires a business leader with a strong understanding of retail banking, marketing, and financial inclusion.
• You will drive growth through innovation, effective sales strategies, and partnership development.

Key Responsibilities

• Business Expansion & Product Development: Drive market penetration, develop and upgrade microfinance products, and grow retail banking operations.
• Revenue Generation & Cost Control: Mobilize deposits, increase loan disbursement, and optimize costs to maximize profitability.
• Marketing & Sales Execution: Implement marketing strategies, drive customer acquisition, and achieve set sales targets.
• Strategic Partnerships & Stakeholder Engagement: Build relationships with regulators, fintechs, and business partners to enhance growth.
• Market Research & Competitive Analysis: Identify trends, customer needs, and emerging opportunities in financial services.

Requirements

• Minimum of a Bachelor’s Degree or HND in Business Administration, Marketing, Finance, or a related field.
• At least 5 years of experience in Business Development, Retail Banking, or Marketing within the Microfinance Banking sector.
• Must have worked with a Microfinance Bank.
• Professional certifications (CIBN, NIMN, etc) are an added advantage.
• Strong leadership, negotiation, and strategic planning skills.
• Excellent communication, presentation, and interpersonal skills.
• Target-driven and able to work independently with minimal supervision.
• Must reside close to Ajah/Ikota for easy accessibility.

Salary
N400,000 Monthly.

Application Closing Date
1st December. 2025.

How to Apply
Interested and qualified candidates should send their resume and cover letter to: careers@coolbank.info using "Head, Business Development (Retail & Marketing)" as the subject of the mail.