Chief Technology Officer at PalmPay Limited

PalmPay is an Africa-focused fintech firm, launched in 2019. PalmPay is a mobile payments platform that offers a number of financial services.

We are recruiting to fill the position below:

Job Title: Chief Technology Officer

Location: Ikeja, Lagos

Role Overview

• The CTO will serve as a key member of the executive team, responsible for building scalable, secure, and innovative fintech platforms that support business growth, regulatory compliance, and user satisfaction across all markets where PalmPay operates.
• This role requires a strong blend of strategic vision, people leadership, and deep technical acumen.

Key Responsibilities
Technology Leadership & Strategy:

• Define and execute PalmPay’s technology vision, aligned with business goals and regional growth strategies.
• Drive the architecture, infrastructure, and technical innovation across all products, including mobile apps, APIs, card systems, lending platforms, and agent networks.
• Identify and integrate new technologies that enhance platform scalability, speed, security, and reliability.

Engineering Leadership:

• Lead, mentor, and scale a high-performing cross-functional engineering team (backend, frontend, DevOps, security, QA).
• Foster a strong culture of agility, innovation, and accountability.
• Establish engineering best practices, code quality standards, and effective documentation across teams.

Security, Compliance & Risk Management:

• Oversee system security, fraud prevention mechanisms, and data privacy controls.
• Ensure platforms comply with regulatory requirements across jurisdictions (e.g., CBN, NITDA, GDPR).
• Collaborate with internal audit, compliance, and legal teams to assess and mitigate technology risks.

 Infrastructure & Systems Architecture:

• Lead decisions on cloud strategy, system design, CI/CD pipelines, and disaster recovery.
• Oversee platform uptime, reliability, scalability, and performance SLAs.
• Champion the adoption of modern microservices, containerization, and scalable API strategies.

Cross-functional Collaboration:

• Partner with Product, Risk, Operations, and Business Units to support product innovation and delivery.
• Communicate technology plans, roadmaps, and risks to executive leadership and external stakeholders.
• Evaluate and manage third-party technology vendors, platforms, and external integrations.

Qualifications and Requirements

• Bachelor's or Master’s degree in Computer Science, Engineering, or a related field.
• 10+ years of progressive leadership experience in technology roles, with at least 5 years in a senior engineering or CTO role.
• Proven experience leading technology for a fintech, payments, or digital banking company in emerging markets.
• Strong knowledge of:
  • Cloud infrastructure (AWS, GCP)
  • Mobile and web development frameworks
  • APIs, microservices, and distributed systems
  • Card/payment switching, settlement systems, or lending platforms
• Hands-on understanding of cybersecurity, DevOps, and modern data architecture.
• Demonstrated ability to lead and scale large, diverse engineering teams across geographies.
• Excellent communication, stakeholder management, and leadership skills.

Application Closing Date
Not Specified. 

How to Apply
Interested and qualified candidates should:
Click here to apply online