KYC & Credit Control Officer – Modern Trade at OmniBiz Africa - Flexolution NG

Flexolution NG - Our client, OmniBiz Africa, a subsidiary of OmniRetail Africa, is recruiting to fill the position below:

Job Title: KYC & Credit Control Officer – Modern Trade

Location: Iddo, Lagos
Employment Type: Full-time
Department: Finance / Credit Management
Reports to: Finance Manager
Company: OmniBiz (A subsidiary of OmniRetail Africa)

Role Summary

• The KYC & Credit Control Officer (Modern Trade) will be responsible for managing customer verification, payment reconciliation, credit monitoring, and debt recovery processes for OmniBiz’s modern trade clients.
• The role ensures compliance with internal credit policies, accurate financial records, and efficient recovery of outstanding payments.

Key Responsibilities
Know Your Customer (KYC) and Onboarding:

• Conduct thorough verification and documentation of all new modern trade customers.
• Maintain accurate and updated customer KYC files in compliance with company and regulatory standards.
• Liaise with Sales and Finance teams to ensure smooth onboarding and credit setup.

Credit Management and Risk Assessment:

• Evaluate customers’ creditworthiness and recommend credit limits based on analysis and business exposure.
• Monitor account performance to ensure adherence to credit terms and conditions.
• Identify potential credit risks and escalate where necessary.

Payment Reconciliation:

• Track, record, and reconcile all customer payments and deposits.
• Resolve discrepancies in payment posting, bank statements, and customer accounts.
• Collaborate with the accounting team to ensure financial accuracy and timely closure of accounts.

Debt Recovery and Collections:

• Follow up with customers on outstanding payments in line with agreed credit terms.
• Implement effective debt recovery strategies while maintaining strong customer relationships.
• Prepare aging reports and monthly collection performance dashboards.

Reporting and Compliance:

• Prepare weekly and monthly credit control and reconciliation reports.
• Ensure compliance with internal financial controls and regulatory requirements.
• Submit daily reports on cash and credit recovery status to provide real-time visibility of receivables.
• Support audit exercises by providing required documentation and reconciliations.

Qualifications and Experience

• Bachelor’s degree in Accounting, Finance, Business Administration, or related fields
• 3 - 5 years of experience in credit control, payment reconciliation, or recovery, preferably in FMCG or modern trade environments.
• Proven experience in KYC and account verification processes.
• Proficiency in MS Excel and accounting tools (e.g., Zoho Books, QuickBooks, or ERP systems).
• Strong numerical accuracy, attention to detail, and analytical skills.

Key Competencies:

• Excellent communication and negotiation skills.
• Strong ethical standards and integrity.
• Ability to work collaboratively with cross-functional teams.
• Result-oriented with a focus on timeliness and accuracy.
• Problem-solving mindset and ability to perform under pressure in fast-paced environments.

Why Join OmniBiz

• Salary: N200,000 - N400,000 monthly.
• Be part of a fast-growing B2B e-commerce and distribution network shaping the future of FMCG trade in Africa.
• Work in a dynamic, technology-driven environment focused on innovation and impact.
• Opportunity for career growth within the OmniRetail Africa ecosystem.

Application Closing Date
19th December, 2025.

How to Apply
Interested and qualified candidates should send their resume to: surgeonkhabbabadelakun@gmail.com using the job title as the subject of the email.