SME Relationship Officer at Addosser Microfinance Bank

ADDOSSER Microfinance Bank Limitedplays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services.

Founded in 2008, Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeriaofferinga broad range of products and services, to serve it’s over 103,000 customers through our four business groups: Retail and Microenterprise Banking, SME Banking, Consumer Banking and Specialized products & investment.

We are recruiting to fill the position below:

Job Title: SME Relationship Officer

Location: Lagos
Employment Type: Full-time

Responsibilities

• Prospect for new SME clients and assist with their loan applications.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial capacity of the borrower.
• Recommendation of Loans: Recommend loans to the Credit Unit for approval.
• Monitoring and Follow up with Repayment: ensure 100% repayment of disbursed loans.
• Market intelligence: develop market intelligence, detailed research, competition analysis and database with the view to capture the assigned market space.
• Develop sales initiative/Conduct Product Campaign: acquire an impeccable knowledge of all products/services, develop a strategy in communicating product essentials to get buy-in through all available platforms (one–on–one, social media, target group engagement and other sales channels)
• Maintain contact and good relationships with clients.
• Growth and development: study market/industry trends/initiatives per time to boost personal and target delivery per timeline.
• Execute all other jobs as assigned by team lead and management

Relevant Skills, Qualifications, Attributes & Experience

• Candidates should possess a B.Sc / HND in Social Sciences or any other relevant course of study.
• Minimum of 2 years' cognate experience in SME Lending in any Financial Institution (preferably a Microfinance Bank/ Finance house)
• Ability to evaluate needs of customers and determine what products or services would best serve those needs
• Good interpersonal relationship skills.
• Must be computer literate.
• Excellent communication, reporting skills.

Application Closing Date
11th December, 2025.