Revenue Assurance & Credit Analyst at Nomba (Formerly Kudi)

Nomba, launched in 2017 as "Kudi.ai", is a chatbot that responds to financial requests on social apps. Nomba has since evolved to empower independent businesses to act as neighborhood banks offering basic financial services such as cash withdrawal, transfer and bill payments to all Nigerians, especially those in underserved communities. Today we process more than $500m in payments monthly.

We are recruiting to fill the position below:

Job Title: Revenue Assurance & Credit Analyst

Location: Lagos
Job type: Full-time

About the Role

• The Revenue Assurance & Credit Analyst will play a dual role within the Revenue Assurance team, supporting the credit business by ensuring sound underwriting decisions and safeguarding the company’s revenue integrity.
• The role combines credit evaluation, transaction monitoring, and financial analytics to identify risks, ensure accurate billing, and maintain sustainable loan portfolio growth.

Responsibilities

• Review and approve/decline loan applications based on defined credit criteria and risk scoring.
• Monitor loan portfolio performance, flag delinquency, and recommend corrective actions.
• Track and reconcile revenue, investigate discrepancies, and prevent leakages.
• Generate timely reports and dashboards on loan performance, revenue, and credit risk.
• Collaborate with Product, Finance, Operations, and Reconciliation teams on process alignment.
• Maintain accurate customer and loan data, including lifetime records and activity by terminal/channel.
• Ensure compliance with internal policies, regulatory requirements, and audit standards.
• Identify process gaps and recommend improvements for efficiency and risk mitigation

Requirements

• A degree in Finance, Accounting, Economics, or a related field.
• 2–4 years of experience in credit underwriting or revenue assurance (preferably in fintech or banking).
• Hands-on experience with data analysis tools (Excel, SQL, or BI platforms such as Looker/Tableau)
• Strong knowledge of financial statements, loan structures, and credit scoring principles
• Pays strong attention to detail and can work with numbers easily.
• Solid experience in credit underwriting or loan evaluation.
• Understanding of risk management frameworks, revenue recognition principles, financial data flows and reconciliation logic
• Proactive problem-solver and team player
• Analytical thinker with excellent attention to detail.

Application Closing Date
Not specified.