Credit Administration Team Lead at Zedvance Finance Limited

Zedvance Finance Limited is Nigeria’s leading non-bank digital finance company. We are committed to providing tech-enabled consumer and business financing solutions in the most efficient and convenient manner while ensuring best-in-class customer service.

We are recruiting to fill the position below:

Job Title: Credit Administration Team Lead

Location: Lagos
Employment Type: Full Time
Workplace Type: Hybrid
Reports To: Head, Risk Management

Job Summary

• The Credit Administration Team Lead is responsible for overseeing the end-to-end credit administration process, ensuring proper documentation, credit approval compliance, disbursement control, post-disbursement monitoring, and loan booking accuracy.
• The role ensures that all credit facilities are processed in line with internal policies, regulatory requirements, and agreed credit terms to mitigate credit and operational risks.

Responsibilities
Credit Documentation & Disbursement:

• Ensure completeness and accuracy of all credit documentation prior to disbursement.
• Validate fulfillment of all Conditions Precedent (CPs) to drawdown.
• Authorize loan disbursement only upon confirmation of documentation and approval compliance.
• Ensure timely and accurate setup of facilities in the core lending system.

Collateral Management:

• Maintain proper record of collateral documentation and liaise with legal where applicable.
• Monitor perfection and registration of security documents (e.g., Legal Mortgage, Debentures, etc.).
• Track collateral expiries (e.g., insurance, valuation) and follow up for timely renewals.

Post-disbursement Monitoring:

• Monitor loan covenant compliance, facility expiry dates, and instalment schedules.
• Track and report on utilization and repayment trends.
• Maintain proper communication with Relationship Managers on post-disbursement conditions.

Governance, Reporting & Audit:

• Ensure credit files are up-to-date and audit-ready at all times.
• Prepare periodic reports on credit administration activities and exceptions.
• Serve as the liaison for internal and external audits relating to credit documentation and processes.

Team Leadership & Process Improvement:

• Lead and manage the Credit Admin team ensuring high performance and accountability.
• Review and improve credit admin processes to enhance efficiency, accuracy, and turnaround time.
• Train and mentor team members on credit admin procedures and policy updates.

Requirements
Qualification & Experience:

• Bachelor’s Degree in Finance, Banking, Economics, Accounting, or related discipline.
• Minimum of 5–7 years relevant experience in credit administration or loan operations.
• Prior experience in a leadership role within a financial institution is required.

Key Skills & Competencies:

• Strong understanding of credit products, documentation, and credit processes.
• Knowledge of regulatory and compliance requirements.
• Attention to detail and accuracy.
• Strong organizational and time management skills.
• Ability to lead a team and work cross-functionally.
• Proficiency in Microsoft Office tools and lending/loan management systems.

Preferred Certifications:

• ICAN, ACCA, or CIBN Certification (added advantage)
• Credit or Risk Management certification (optional but desirable)

Must have skills:

• Risk Management
• Knowledge of credit laws and regulations
• Credit Analysis
• Leadership
• Collaboration
• Process Improvement
• Time Management
• Excellent Communication
• Attention to Detail
• Analytical Skills
• Customer Service

Application Closing Date
21st November, 2025.

How to Apply
Interested and qualified candidates should:
Click here to apply online