Standard Chartered Bank - We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. As a leading international bank, we strive to help people and businesses prosper across Asia, Africa and the Middle East.
We are recruiting to fill the position below:
Job Title: Trade & Deposit Relationship Manager, Business Banking
Job ID: 44130 Location: Victoria Island, Lagos
Job type: Full-time
Work style: Office Working
Job type: Regular Employee
Area of interest: Retail Banking
Job Summary
As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives.
You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements.
Key Responsibilities
To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters.
Contribute toward achieving the team’s overall target and delivering optimal portfolio return.
Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product.
Skills and Experience
Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients.
Experience servicing cross-border international businesses.
Proven track record in client relationship management and business development.
Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis.
Able to assess client creditworthiness and provide key risk considerations and mitigations.
Sound product knowledge on trade, cash, lending, and FX.
Strong understanding of local industries, supply and value chains, and market environment.
Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking.
Strong understanding of business guidelines and compliance issues.
Sound knowledge of financial markets and investment products.
Outstanding communication and presentation skills.
Maintains a high standard of personal conduct and lives our valued behaviours.
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.