Portfolio Manager at Fairmoney Microfinance Bank

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: Portfolio Manager

Location: Nigeria
Job type: Full time

Job Description

• To gain deeper insights into FairMoney's pivotal role in reshaping Africa's financial landscape, we invite you to watch informative video.
• The Portfolio Manager will build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
• The Portfolio Manager remains responsible of the funds given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney's clients and encourage them to buy all the products they are qualified for.

Key Responsibilities
Pre-loan disbursement:

• Promote/Market FairMoney's products to prospective clients by using all the channels possible
• Visit and evaluate potential clients businesses
• Visit client's personal house when it's necessary
• Visit co-debtor's, guarantor's houses and businesses when it's required
• Analyze financial data of client's businesses
• Analysis of quantitative and qualitative data of client's businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS
• Represent FairMoney towards all active and potential partners with dignity and pride
• Fulfill all other necessary assignments by the institution

Post-Loan Disbursement:

• Conduct monitoring visits to business and households
• Follow- up on day-to-day loan repayments
• Manage loan recovery from active and written-off clients until full reimbursement is achieved
• Assess the impact of loan before renewal

Requirements

• HND / Bachelor's Degree in Sales and Marketing or related fields
• A minimum of 4 years of experience in Loan Sales / Portfolio Management
• Ability to motivate a team of Sales Managers for performance
• Extremely flexible, result-oriented, and hardworking with a strong track record of success
• Ability to self-motivate and manage self
• Good communication and interpersonal skills
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors
• Target Driven.

Benefits

• Private Health Insurance
• Performance Bonus
• Pension Plan
• Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Recruitment Process

• A screening call with a member of the recruitment team for 30 minutes
• Technical interview with the hiring manager for 30 to 60 minutes.