Business Risk Officer at Unified Payments Services Limited

Unified Payment Services Limited is Nigeria’s premier Payments & Financial Technology company that operates as a shared infrastructure for the banking community in Nigeria and Payments Service Provider within and outside Nigeria, with a vision to be the most preferred e-payment service provider in Africa.

We are recruiting to fill the position below:

Job Title: Business Risk Officer

Location: Lagos
Employment Type: Full-time

Job Objectives

• To be able to promptly identify, measure, monitor, manage, minimize and report risks that may impact negatively on the achievement of our business objectives in line with the enterprise risk tolerance and business strategy.
• Carry out unit-specific risk and control self-assessments, risk mapping, prevention of fraud, implementation of mitigation measures, business continuity and process improvement.

Duties and Responsibilities

• Operational risk assessment of all departments within the enterprise and the company subsidiaries.
• Internal control to ensure operational effectiveness and efficiency.
• Risk advisement for various departments as per new products, implementation, change requests and system integration with UP to mitigate operational, reputational, strategic and regulatory risk.
• Preparation of Operational Risk report to Senior Management.
• Work closely with other depts. within the organization to investigate and resolve alleged fraudulent incidents.
• Escalate issues with potential for negative industry and/or corporate exposure.
• Special investigation and review for suspicious scheme transactions

Other Responsibilities:

• Operational risk assessment of all departments in UP and other subsidiaries which involve evaluating the operations and activities of these departments to identify, assess, measure and mitigate risks.
• The staff will also assist in providing riskmitigating factors to the units involved, remediation options and process improvement ideas.
• Follow up with business units to design and implement controls and action plans to mitigate operational risk thereby ensuring the effective running of the enterprise business.
• Planning, managing, and providing ongoing support for the implementation of the company’s operational risk framework.
• Facilitate Risk and Control Self-Assessment (RCSAs) Workshop for business units while working closely with them to identify and monitor relevant Key Risk indicators.
• The staff will also assist business units in developing Key Risk Indicators (KRI) for all key risks in the business, creation and reporting of KRIs including thresholds in the risk dashboards.

Requirements

• Knowledge / Education: B.Sc Degree in Finance, Economics, Computer Science, Social Sciences, Engineering, Business Administration, Information Technology or related fields.
• Strong experience in Operational risk assessment, analysis of business metrics and formulation of Key Risk Indicators.
• 3 - 4 years post NYSC experience.
• Knowledge of Microsoft office packages such as Word, Excel and PowerPoint Relevant Risk Management qualification (E.g. Certified Fraud Examiner – CFE, Certified Operational Risk Manager - CORM, Certified Information System Audit- CISA, Certified Risk, Manager – CRM, Professional Risk Manager – PRM, etc.) will serve as added advantages.

Skill / Competencies:

• Good analytical skills.
• Ability to communicate effectively in speech and writing.
• Good reporting skills and attention to details.
• Proven experience in maintaining internal & external relationships through strong interpersonal and team working skills.

Application Closing Date
29th December, 2025.

How to Apply
Interested and qualified candidates should send their CV to: rashidat.oke@up-ng.com using the Job Title as the subject of the email.