Drive-to-Own (DTO) Program Manager at CIG Motors Company Limited

CIG Motors Company Limited is one of the African subsidiaries of Choice International Group. We are the exclusive premiere representative of leading Chinese automotive giants, including GAC Motors, JMC Motors, Dongfeng Motors, FAW Group, and Wuling Motors, within the Nigeria and Africa market.

CIG have consistently expanded our market presence nationwide through strategic partnerships and alliances, delivering a portfolio of high-quality and premium vehicles into the African market. We prioritize customer satisfaction and strive to exceed expectations. Our dedication to quality, innovation, and growth remains unwavering as we continue to shape the automotive industry landscape in Nigeria and beyond.

We are recruiting to fill the position below:

Job Title: Drive-to-Own (DTO) Program Manager

Location: Victoria Island, Lagos
Job Type: Full-time
Industry: Transportation

Job Summary

• The Drive-to-Own (DTO) Program Manager will oversee, structure, and manage Lagride’s Drive-to-Own business model for drivers, partners and investors.
• The role ensures effective financial planning, vehicle asset management, driver onboarding, credit risk assessment, repayment monitoring, and partnership development.
• The ideal candidate will have strong banking or microfinance experience, particularly in loan management, asset financing, or retail credit administration.

Key Responsibilities
Program Oversight & Strategy:

• Develop, implement, and continuously refine the Drive-to-Own program framework, policies, and operational processes.
• Drive growth through effective program performance tracking, investor relations, and driver retention strategies.
• Conduct feasibility analysis and financial modelling for various DTO structures.

Driver & Investor Management:

• Manage onboarding, assessment, and approval of drivers and investors under the DTO scheme.
• Create repayment plans, monitor compliance, and ensure timely collections.
• Handle escalations relating to defaults, disputes, or operational challenges.

Risk Management & Compliance:

• Conduct creditworthiness checks, risk profiling, and collateral assessment of participants.
• Ensure all documentation meets regulatory, financial, and audit standards.
• Work with Finance and Legal teams to structure agreements, manage delinquencies, and enforce recovery procedures.

Operational Coordination:

• Collaborate with Fleet, Operations, Finance, and Customer Support to manage vehicle allocation, insurance, maintenance, and periodic evaluations.
• Maintain accurate program records, dashboards, and weekly/monthly performance reports.

Stakeholder & Partnership Development:

• Engage banks, financiers, insurance companies, and other partners to support the sustainability of the DTO model.
• Lead initiatives to improve the affordability, accessibility, and efficiency of the program.

Requirements

• Strong knowledge of credit analysis, loan structuring and management, and repayment systems.
• Excellent stakeholder management and communication skills.
•  Ability to manage high-volume driver engagement and investor relations effectively.
• Strong data interpretation, reporting, and documentation abilities.
• High level of integrity, accountability, and attention to detail.
• Proficiency in Excel or financial management tools.
• Ability to work cross-functionally with Operations, Finance, Fleet Management, and Customer Support teams.

Benefits

• Competitive salary with performance incentives.
• Opportunity to manage a key Drive-to-Own program within Nigeria’s growing mobility industry.
• Exposure to modern financing and vehicle management systems.
• A meaningful role in helping drivers become vehicle owners and supporting LAGRIDE’s mission of sustainable transportation.

Application Closing Date
Not Specified.