Business Insights and Strategy Manager at M-KOPA Nigeria

M-KOPA is a fast-growing FinTech company offering millions of underbanked customers across Africa access to life-enhancing products and services. From our roots as the pioneer in pay-as-you-go “PayGo’” solar energy for off grid homes, we have grown into one of the most advanced connected asset financing platforms in the world, empowering a broad range of customers to achieve progress in their lives.

We are recruiting to fill the position below:

Job Title: Business Insights and Strategy Manager

Location: Lagos 
Employment Type: Full time

Summary

• This isn't just a reporting role.
• You'll be the analytical project manager who connects credit experience, qualitative insights, economic research, and technical data analytics to answer our toughest questions about portfolio health and customer behaviour.
• You'll evaluate business proposals through a credit risk lens, ensuring they meet sound business criteria while keeping risk within acceptable parameters.
• Your recommendations on credit facilities, terms, and conditions will shape how we grow responsibly across our African markets.

Responsibilities

• Using SQL, Python, R, and BI visualization tools, you'll deliver the quality analysis that keeps leadership informed on portfolio, product, and customer performance.
• Beyond regular reporting, you'll manage ad-hoc investigations and causal diagnostics, digging into the "why" behind the numbers.
• You'll design and implement experiments to improve credit performance, working across departments to test hypotheses and drive results.
• Your contributions will extend to sophisticated credit and financial models, including IFRS 9 provisioning, bad debt modelling, cash flow projections, and predictive loss rate models.
• You'll lead the development of reports for senior management, country leadership teams, and investors—translating complex analytics into compelling narratives through graphical analysis, presentations, and clear written communications.
• Building relationships across the business, you'll improve proposal quality and accelerate product launches while challenging existing systems and practices to drive continuous improvement.
• This is a hybrid role; you would be working within the following time zone (UTC -1 / UTC+3) with a diverse group of other employees working remotely from locations such as UK, Europe and Africa. You will be reporting to the Head of Credit Risk.

Requirements

• You hold a bachelor's or master's degree in a quantitative field—economics, econometrics, data analytics, computer science, statistics, engineering, finance, or behavioural psychology.
• We're looking for someone who has spent 6-10 years in analytical roles within consumer credit, asset finance, pricing, data science, or strategy consulting, including experience managing teams, portfolios, and projects.
• You're comfortable working in emerging markets and understand the unique dynamics of consumer credit in these contexts—this real-world experience matters as much as your technical capabilities.
• Your technical toolkit includes SQL, Python or R, Power BI, and Excel—and you know how to use them to evaluate performance, build models, and tell compelling stories with data.
• You understand business fundamentals like ROI analysis, discounted cash flow, causality, and statistical significance.
• Perhaps most importantly, you can translate technical subject matter into clear communications for non-technical stakeholders, influencing decisions at the highest levels of the organization.
• Beyond credentials, you have strong interpersonal and presentation skills that allow you to influence and collaborate effectively across all levels.
• You're someone who can identify, quantify, and evaluate credit risks against profitability targets, bringing deep understanding of consumer credit to inform strategic decisions that impact millions of lives across Africa.

Application Closing Date
Not Specified.