Risk Management Officer (Credit-Focused) at Phillips Outsourcing Limited

Phillips Outsourcing Limited has been in existence for over 16 years. We have a vast experience in the outsourcing business as we currently manage resources for major clients in all sectors of the Nigerian economy. In addition, our prolific manpower cuts across the 36 states in Nigeria. After successfully gaining ground in all the 36 states of the federation, we are gradually spreading our tentacles to other African Nations. We are currently registered to also do business in Ghana. Our framework is developed to fully support the businesses of our clients, ensuring continuous improvement of the outsourced services. This ultimately thrusts our clients to achieve their business objectives.

We are recruiting to fill the position below:

Job Title: Risk Management Officer (Credit-Focused)

Location: Abuja (FCT) 
Employment Type: Full-time
Industry: Microfinance Banking

Job Description

• We are seeking a Risk Management Officer with strong credit risk experience and 2–3 years working in a microfinance bank.
• The ideal candidate will support the development, implementation, and monitoring of risk policies to ensure the bank maintains a healthy and compliant credit portfolio.

Key Responsibilities

• Assess, monitor, and manage credit risks across loan portfolios.
• Conduct credit analysis, risk reviews, and exposure assessments.
• Support the development and enforcement of risk management policies and frameworks.
• Monitor loan performance, identify early warning signals, and recommend corrective actions.
• Review loan applications for risk viability and ensure compliance with lending standards.
• Prepare periodic risk reports for management and regulators.
• Work closely with credit and operations teams to improve risk mitigation strategies.

Requirements

• Degree in Finance, Accounting, Economics, or related field.
• Professional certification in risk or credit management is an advantage.
• 2–3 years relevant experience in a microfinance bank (mandatory).
• Strong background in credit risk analysis and portfolio monitoring.
• Good understanding of microfinance lending processes and regulatory guidelines.
• Strong analytical, documentation, and reporting skills.
• Proficiency in risk assessment tools and Excel.

Application Closing Date
29th December, 2025.

How to Apply
Interested and qualified candidates should send their CV to: jobsbykyin@gmail.com using the Job Title as the subject of the email.