Financial Officer at a Financial Institution - Tailored Talent

Tailored Talent - Our client in the financial industry committed to expanding financial access and empowering individuals and small businesses across Nigeria by combining technology with strong financial discipline is recruiting to fill the position below:

Job Title: Financial Officer

Location: Lagos
Employment Type: Full-time

Job Overview

• We are seeking for a Finance Officer to ensure accurate financial records, seamless loan book management, strong compliance reporting, and smooth financial operations.
• This role is critical to maintaining the bank’s credibility with regulators, investors, and customers, while enabling the business to scale responsibly.

Key Responsibilities
Loan Book & Customer Accounts:

• Maintain and update the loan book: track disbursements, repayments, and outstanding balances.
• Initiate loan disbursements in line with approved policies.
• Post and reconcile customer repayments on the Loan Management System (LMS).
• Generate customer account statements and deposit certificates.

Collections & Recovery:

• Monitor Portfolio at Risk (PAR) and support recovery processes.
• Prepare and update collections schedules, working with the Recovery team to reduce delinquency.

Financial Operations & Reporting:

• Process monthly payroll and ensure statutory deductions are remitted on time.
• Monitor daily cash flow to ensure liquidity is maintained.
• Assist in monthly financial close, reconciliations, and management reports.
• Prepare and submit statutory reports to:
  • Central Bank of Nigeria (CBN)
  • Nigeria Deposit Insurance Corporation (NDIC)
  • Tax authorities
  • Credit Bureaus

Compliance & Documentation:

• Ensure strict adherence to regulatory timelines and requirements.
• Maintain accurate and complete financial documentation and correspondence.
• Success Indicators
• 100% on-time submission of all regulatory filings.
• Zero unresolved reconciliation breaks beyond T+2 days.
• Portfolio at Risk reporting accurate and timely.
• Payroll and statutory deductions processed before deadlines.
• Positive audit outcomes (internal/external).

Qualifications

• Education: B.Sc./HND in Accounting, Finance, or related field.
• 2–4 years of finance/accounting experience, preferably in banking, fintech, or financial services.
• Solid knowledge of accounting principles and Nigerian financial regulations.
• Proficiency in Microsoft Excel and familiarity with accounting/finance software.
• High attention to detail, integrity, and data accuracy.
• Strong organizational skills with ability to manage multiple priorities.

Bonus Skills:

• Experience with Loan Management Systems (LMS) or Core Banking Software.
• Knowledge of IFRS standards (esp. IFRS 9).
• Familiarity with digital payments, wallets, or PSP reconciliation.

Application Closing Date
14th January, 2026.