Programme Lead – Vehicle Ownership Scheme (VOS) at an Automobile Company - Vuzela Limited

Vuzela Limited - Our client in the Automobile industry is recruiting suitably qualified candidates to fill the position below:

Job Title: Program Lead - Vehicle Ownership Scheme (VOS)

Location: Victoria Island, Lagos
Employment Type: Full-time
Sector: Transport & Mobility Services

Job Description

• We are looking for an experienced professional to manage and grow our Vehicle Ownership Scheme (VOS)—a structured pathway that enables drivers and partners to transition into full vehicle ownership through a guided repayment system.
• The ideal candidate must be comfortable working across finance, operations, and stakeholder management, with a strong grounding in credit operations, asset-based lending, or retail loan administration.

Role Overview

• The Programme Lead will be responsible for planning, executing, and supervising all activities within the Vehicle Ownership Scheme.
• This includes financial structuring, driver and partner evaluation, repayment monitoring, risk control, and relationship management. The role demands someone who can balance analytical rigour with operational hands-on work.

Core Responsibilities
Strategic & Programme Leadership:

• Develop and refine the scheme’s operating blueprint, ensuring policies and procedures evolve with business needs.
• Use performance insights to drive expansion, improve adoption, and ensure long-term programme sustainability.
• Conduct financial simulations and scenario planning to evaluate different ownership pathways.

Driver & Partner Engagement:

• Guide the application, assessment, and selection process for drivers and investment partners.
• Set up repayment structures, monitor adherence, and address repayment deviations promptly.
• Handle resolution of disputes, repayment challenges, and complex operational issues.

Risk & Compliance Management:

• Carry out credit evaluation, participant profiling, and asset risk assessments.
• Ensure all programme activities meet compliance, audit, and regulatory documentation standards.
• Collaborate with Legal and Finance units to operate recovery frameworks and handle delinquent accounts.

Operations & Coordination:

• Work closely with Fleet, Finance, Customer Experience, and Operations teams to manage vehicle distribution, monitoring, insurance, maintenance schedules, and periodic reviews.
• Maintain dashboards, trackers, and periodic reports for management decision-making.

Stakeholder / External Relations:

• Build and maintain productive relationships with banks, financiers, insurers, and ecosystem partners who support the ownership model.
• Drive initiatives focused on reducing programme costs, increasing accessibility, and enhancing user experience.

Candidate Profile / Requirements

• Solid understanding of loan processes, credit evaluation, repayment systems, and asset financing.
• Strong interpersonal and stakeholder management capabilities.
• Capacity to manage large driver groups and investor networks.
• Excellent documentation and data interpretation skills.
• High ethical standards, accuracy, and strong organizational abilities.
• Proficiency in Excel and financial analysis tools.
• Comfort working cross-functionally across operational, financial, and customer-facing teams.

What We Offer

• Salary: N15,000,000 - N16,000,000 / Annum.
• Attractive compensation package plus performance-driven rewards.
• Opportunity to lead a major ownership transition scheme within the mobility industry.
• Exposure to modern digital systems for financing, tracking, and fleet management.
• A fulfilling opportunity to help drivers gain long-term asset ownership while advancing our transportation mission.

Application Closing Date
14th December, 2025.

How to Apply
Interested and qualified candidates should send their CV to: recruitment@vuzelaconsulting.net using the Job Title as the subject of the email.