Portfolio Manager at Fairmoney Microfinance Bank

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: Portfolio Manager

Location: Enugu

Description

• The Portfolio Manager will build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
• The Portfolio Manager remains responsible of the funds given out to clients in his portfolio as loans.
• He is also responsible of having a good relationship with Fairmoney's clients and encourage them to buy all the products they are qualified for.

Key Responsibilities
Pre-loan disbursement:

• Promote / Market FairMoney's products to prospective clients by using all the channels possible.
• Visit and evaluate potential clients businesses.
• Visit client's personal house when it's necessary.
• Visit co-debtor's, guarantor's houses and businesses when it's required.
• Analyze financial data of client's businesses.
• Analysis of quantitative and qualitative data of client's businesses and households.
• Prepare loan documents for credit committee.
• Present loan files to credit committee.
• Enter Loan files in the MIS.
• Represent FairMoney towards all active and potential partners with dignity and pride.
• Fulfill all other necessary assignments by the institution.

Post-Loan Disbursement:

• Conduct monitoring visits to business and households.
• Follow- up on day-to-day loan repayments.
• Manage loan recovery from active and written-off clients until full reimbursement is achieved.
• Assess the impact of loan before renewal.

Requirements

• HND qualification / Bachelor's Degree in Sales and Marketing, or related fields.
• A minimum of 4 years of experience in Loan Sales / Portfolio Management.
• Ability to motivate a team of Sales Managers for performance.
• Extremely flexible, result-oriented, and hardworking with a strong track record of success.
• Ability to self-motivate and manage self.
• Good communication and interpersonal skills.
• High level of integrity.
• Dynamic and motivated and individuals who like to work outdoors.
• Target Driven.

Benefits

• Private Health Insurance.
• Performance Bonus.
• Pension Plan.
• Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online