Financial Planning & Analysis (FP&A) Senior Associate - Cards Stream at Renmoney

Renmoney is a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the position below:

Job Title: Financial Planning & Analysis (FP&A) Senior Associate - Cards Stream

Location: Lagos
Employment: Full-time

The Position

• The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis.
• This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimise business decisions.
• The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.

What You Will Do
Financial Modelling & Scenario Analysis:

• Build, validate, and maintain credit and debit cards financial models to assess business performance.
• Conduct scenario and sensitivity analysis to support long-term planning.
• Support M&A due diligence and integration efforts, if applicable.

Financial Planning & Forecasting:

• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
• Develop and maintain rolling forecasts to reflect changing business conditions.
• Analyse variances between actual budgets, and forecasts, providing actionable insights.

Business Partnering & Decision Support:

• Provide product profitability optimisation and portfolio management support.
• Collaborate with department heads to track performance against financial targets.
• Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimisation, and investments.
• Evaluate business cases for new projects, investments, or cost-saving opportunities.

Financial Reporting & Analysis:

• Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
• Conduct profitability analysis by business unit, product line, or region.
• Identify trends, risks, and opportunities through financial and operational KPIs.

Process Improvement & Systems:

• Enhance financial planning processes through automation and best practices.
• Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.

Requirements
Education & Experience:

• Bachelor’s Degree in Finance, Accounting, Economics, or a related field.
• 2–5 years of experience in card modeling.
• Experience in financial modeling, budgeting, and forecasting.
• Proficiency in advanced Excel, confidence in SQL queries, and PowerPoint.
• Key CompetenciesStrong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-functionally and influence decision-making.
• Detail-oriented with a strong focus on accuracy.
• Adaptable to fast-paced and dynamic environments.

Benefits
What’s In It for You:

• Impact: Drive business decisions with data-backed insights.
• Growth: Exposure to senior leadership and strategic initiatives.
• Skills Development: Enhance expertise in financial modeling, forecasting, and business intelligence.
• Rewards: Competitive compensation and benefits package.
• Opportunity: Room for growth and influence in a dynamic environment.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online