Head, Enterprise Risk, Internal Control and Compliance at Mkobo Microfinance Bank

MKOBO is a fully licensed Microfinance bank by the Central Bank of Nigeria (CBN) in Lagos, Nigeria. MKOBO was conceived to help solve consumers’ need for access to short-term emergency credit. Our goal is to provide access to short term unsecured loans, which is easily accessible. We cater to the demography currently undeserved by the Commercial banks in our aim to help increase financial inclusion of the Nigerian population.

We are recruiting to fill the position below:

Job Title: Head, Enterprise Risk, Internal Control and Compliance

Location: Lagos
Job type: Full-time

Description

• To ensure the Bank’s risks are properly monitored and managed.
• The individual will also be responsible for the development and implementation of systems, policies and procedures aimed at mitigating identified risks, including devising strategies or programs in order to find an appropriate balance in all forms of credit and operational risks.

Responsibilities

• Planning, designing, implementing, and managing the overall risk management process for the bank by developing the risk management framework, policies, processes, procedures, and reporting standards that define the bank’s risk strategy and appetite in line with its overall business objectives
• Monitor the business development for emerging risks and recommend policies and procedures to improve the risk management process.
• Facilitate the identification, assessment, measurement, monitoring, controlling, and reporting of the level of risks
• Act as the champion of risk management for the Company and help improve the Management team's understanding of key risk identification, assessment, monitoring, reporting, and mitigation
• Analysis and appraisal of Individual credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines.
• Review and analyse the delinquent portfolio to identify key causal factors, make recommendations, and track them to ensure adequate and timely closure
• Develop appropriate Risk Management strategies/tools and disseminate appropriate risk management practices in line with developments in business products, changes in clients, markets/industry, laws, and regulations.

Requirements

• B.Sc in Accounts, Finance, Economics, or related subjects
• A Postgraduate Degree and/or professional qualification is an added advantage
• Minimum of 8 years’ experience in a similar role
• Completion of the Microfinance Certification Program (MCP)
• Minimum of five (5) years’ experience in a similar role at an MFB or a Financial institution
• Awareness of emerging and innovative credit risk assessment, specifically social scoring, alternative credit scoring, and big data analytics tools.

Salary
N500,000 / Month.

Application Closing Date
28th February, 2026.

How to Apply
Interested  and qualified candidates should:
Click here to apply online