Manager, Card Solutions at Stanbic IBTC Bank

Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent.

Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.

We are recruiting to fill the position below:

Job Title: Manager, Card Solutions

Job Ref ID: 80448942A-0001
Location: Walter Carrington Crescent, Lagos
Job Type: Full-time
Business Segment: Personal & Private Banking

Job Description

• To drive the end-to-end strategy, development, commercialization, and lifecycle management of the Bank’s card products and solutions (Debit, Credit, Prepaid, Virtual).
• The role is responsible for market expansion, revenue growth, product innovation, client engagement, portfolio optimization, and cross-functional collaboration.
• The Manager, Card Solutions serves as the strategic lead for co-branded partnerships, BIN sponsorships, new market penetration, and digital card innovation, ensuring card products remain competitive, customer-centric, compliant, and technologically advanced.

Essential Functions
Market Expansion:

• Identify and penetrate high-potential niche segments to grow card adoption and drive portfolio diversification.
• Conduct market research, competitor mapping, and industry analysis to support expansion strategy.

Sales Growth & Lead Generation:

• Drive structured lead generation for bulk card issuance across retail, SME, and corporate segments.
• Support zonal/regional teams in closing card sales opportunities and meeting revenue targets.

Client Engagement & Partnership Development:

• Lead client engagements for co-branded card issuance, BIN sponsorship opportunities, and merchant programs.
• Provide personalized follow-ups and nurture client relationships to maximize sales and partnership value.

Product Development & Innovation:

• Define product roadmaps and enhancements across physical, virtual, tokenized, and digital wallet-enabled cards.
• Lead design, documentation (BRDs, user journeys), UAT, launch readiness, and post-implementation reviews.
• Introduce innovative features such as instant card issuance, virtual cards, tokenization, and digital-first solutions.

Portfolio & Performance Management:

• Monitor and analyze key performance indicators: active cards, transaction volumes, revenue, spend trends, and attrition.
• Recommend product improvements, pricing changes, and campaigns to optimize portfolio performance.

Compliance, Risk & Scheme Governance:

• Ensure adherence to Visa/Mastercard mandates, CBN regulations, and PCI DSS requirements.
• Coordinate fraud monitoring insights, operational risk controls, and policy updates.
• Work with Legal, Risk, and Compliance to mitigate portfolio risks.

Vendor, Processor & Scheme Management:

• Manage relationships with processors, card manufacturers, card schemes, personalization bureaus, and fintech partners.
• Ensure performance against SLA/OLA, negotiate commercial terms, and oversee technical integrations.

Training & Internal Capability Building:

• Deliver product training across regions/zones for RMs, branches, digital support teams, and customer-facing staff.
• Conduct product training for corporate clients using specialized card solutions.

Cross-Segment Collaboration:

• Drive collaboration across CIB, BCB, Personal & Private Clients, Digital Banking, Operations, Fraud, IT, and Marketing.
• Embed card solutions within broader customer value propositions.

Qualifications
Education:

• First degree in Business, Finance, Economics, Technology, or related field — Required
• Professional certifications in payments, product management, digital banking — Preferred

Work Experience:

• 8–12+ years in card products, payments, fintech, or digital banking
• Experience with card schemes, processors, BIN sponsorship, and co-branded programs
• Experience in product development, commercial analysis, and client engagement
• Strong understanding of card platforms, CMS, payment integrations, and regulatory expectations

Additional Information:
Behavioural Competencies:

• Articulating Information
• Directing People
• Documenting Facts
• Examining Information
• Following Procedures
• Interpreting Data
• Making Decisions
• Managing Tasks
• Meeting Timescales
• Providing Insights
• Taking Action
• Team Working

Technical Competencies:

• Agile Planning
• Agile Principles
• Data Compliance
• Information Security Management
• Project Management (Project Mgmt)

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online