Finance Officer (Fintech) at Payment Access System Limited (PaySys)

Payment Access System Limited (PaySys) is a CBN-licensed Payment Service Provider (PSP), Payment Terminal Service Provider (PTSP), and holder of a Super Agent licence. Established to revolutionise digital payments and financial inclusion through secure, user-friendly, and scalable solutions. We specialise in providing cutting-edge payment processing, merchant services, and gateway technologies that empower individuals, businesses, and financial institutions to transact with ease, affordability, and reliability. With a strong commitment to innovation and customer-centric delivery, we bridge financial access gaps by offering robust transfer processing, bill payments, card solutions, and merchant banking tools that simplify transactions, enhance transparency, and drive long-term economic growth in Nigeria’s digital economy.

We are recruiting to fill the position below:

Job Title: Finance Officer (Fintech)

Location: Nigeria

Job Summary

• We are looking for an intelligent, diligent, detail and result-oriented Finance Officer who has proven experience in a finance or accounting role, preferably within the fintech or financial services industry with strong understanding of financial regulations, accounting principles, and financial management practices to join our dynamic team.
• The Finance Officer will play a key role in managing our financial operations, ensuring compliance with financial regulations, and providing critical financial insights to support our growth and innovation in the fintech industry.

Key Responsibilities

• Prepare and maintain accurate financial statements, including income statements, balance sheets, and cash flow statements.
• Conduct regular financial analysis to identify trends, discrepancies/variances, and opportunities for improvement in fintech sector.
• Assist in the preparation of monthly, quarterly, and annual financial reports for management and stakeholders.
• Collaborate with department heads to develop and monitor budgets.
• Prepare financial forecasts and provide variance analysis against budgets.
• Assist in long-term financial planning and strategy development.
• Oversee accounts payable and receivable processes, ensuring timely payments and collections.
• Reconcile bank statements and ensure all financial records are accurate and up-to-date.
• Ensure compliance with financial regulations and standards, including GAAP and IFRS.
• Assist with internal and external audits, providing necessary documentation and explanations.
• Implement and monitor internal controls to safeguard company assets.
• Maintain and enhance the company’s financial systems and tools to improve efficiency and accuracy.
• Collaborate with IT and other departments to integrate financial systems with operational systems.
• Provide financial insights and recommendations to support business decisions and strategic planning.
• Monitor market trends and regulatory changes that could impact the company’s financial performance.
• Perform periodic financial analysis to detect and resolve problems.
• Review and implement financial policies
• Prepare balance sheets and invoices.
• Conduct daily review of General Ledgers
• Preparation of Monthly CBN Returns
• Assist in the Preparation of Management Account
• Preparation of the Weekly Performance Report
• Assist in the Preparation of Asset and Liability Report
• Calculation of Effective Interest rate on Investment securities

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field. A Master’s degree or professional certification (e.g., ICAN, ACCA, CIBN) is a plus.
• Minimum of five years cognate experience
• Proven experience in a finance or accounting role, preferably within the fintech or financial services industry.
• Strong understanding of financial regulations, accounting principles, and financial management practices.
• Proficiency in financial software and tools (e.g., QuickBooks, Excel, financial modeling software).
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and interpersonal skills, with the ability to present complex financial information clearly.
• High attention to detail and organizational skills.

Preferred Skills:

• Experience with fintech-specific financial practices and regulations.
• Familiarity with emerging financial technologies.
• Self-Starter with the ability to work independently
• Ability to work under pressure, fast-paced, innovative environment while remaining flexible, proactive and efficient.

What We Offer

• Competitive salary and benefits package.
• Opportunity to work in a cutting-edge fintech company.
• Collaborative and dynamic work environment.
• Professional growth and development opportunities.

Application Closing Date
23rd February, 2026.

How to Apply
Interested and qualified candidates should send their CV and cover letter to: recruitment@paysys.ng using the job title as the subject of the email.