Reconciliation Associate (Remote) at Fincra

Fincra is a payment infrastructure for fintechs, platforms and global businesses. Fincra provides payments solutions that enables businesses to accept payments securely, make payouts globally and scale your business across borders.

We are recruiting to fill the position below:

Job Title: Reconciliation Associate

Location: Nigeria (Remote)
Employment Type: Full-Time
Department: FX Reconciliation

Role Overview 

• This role is responsible for ensuring accurate, timely, and efficient execution of payment transactions, settlements, and reconciliations across all corridors.
• You will play a key role in safeguarding liquidity, reducing operational risks, and supporting the end-to-end transaction lifecycle for our merchants and partners.

Responsibilities
What you will be doing everyday:

• Transaction Processing: Monitor, process, and validate pay-in and payout transactions while ensuring compliance with SLAs and regulatory standards. Settlement Execution: Prepare and execute daily/bi-hourly settlement runs with banks, PSPs, and partners, ensuring ≥99.9% accuracy.
• Reconciliation: Perform daily reconciliation of bank statements, settlement accounts, and internal GLs; investigate and resolve discrepancies promptly.
• Liquidity Support: Provide treasury with accurate inputs for cash positioning and corridor funding requirements.
• Risk & Control: Identify exceptions, revenue leakages, and potential risks; escalate and resolve within SLA.
• Reporting: Generate daily settlement, reconciliation, and exception reports; provide insights to management for process improvements.
• Process Improvement: Support automation, system enhancement, and workflow optimization initiatives. 

Minimum Requirements
Technical Skills: 

• Bachelor’s Degree in Finance, Accounting, Economics, or related field.
• 2–4 years of experience in transaction processing, settlement, reconciliation, or treasury operations, preferably in fintech, payments, or banking.
• Strong analytical and numerical skills with attention to detail.
• Proficiency in Excel, SQL, and reconciliation tools.
• Familiarity with payment systems (SWIFT, SEPA, Faster Payments, ACH, RTGS, local rails). Strong understanding of settlement cycles, GL entries, and cash management.
• Problem-solving mindset with ability to thrive in fast-paced environments.

Behavioral Competencies:

• High integrity and accountability.
• Strong communication and stakeholder management skills.
• Process-oriented with a continuous improvement mindset.
• Ability to work independently and collaboratively across teams.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online