Chief Financial Officer (CFO) at Sage-Grey Finance Limited

Sage Grey Finance Limited (“Sage Grey Finance” or “the Company”) is a finance services company incorporated in Nigeria. We are licensed and regulated by the Central Bank of Nigeria (CBN) and are integrated into the Nigerian Interbank Settlement System (NIBSS). We are members of the Finance Houses Association of Nigeria (FHAN). We offer Lending Services (Project Finance, Asset Finance, Corporate finance, Consumer Loan, etc.), Fund Management Services, Advisory Services, and other services as authorized by the Central Bank of Nigeria.

We are recruiting to fill the position below:

Job Title: Chief Financial Officer (CFO)

Location: Lagos 
Employment Type: Full-time

Job Description

• The Chief Financial Officer will provide executive oversight of the Company’s financial strategy, liquidity management, regulatory compliance and capital management within a regulated financial services environment.
• The role requires a commercially driven finance leader with demonstrated experience managing funding structures, institutional relationships, treasury operations and regulatory reporting.
• The CFO will partner with the Managing Director and Board in driving financial sustainability, balance sheet optimisation and growth execution.

Core Responsibilities
Financial Strategy & Capital Management:

• Drive balance sheet strategy, capital adequacy and liquidity optimisation
• Design funding strategies including institutional placements, debt structures and investor capital
• Lead financial planning aligned with growth and expansion objectives
• Provide financial advisory on business opportunities, investments and new products
• Evaluate profitability and sustainability of business initiatives.

Treasury, Liquidity & Funding:

• Oversee cashflow, liquidity positioning and treasury investment decisions
• Manage relationships with banks, lenders and institutional investors
• Structure and execute funding transactions and financing arrangements
• Monitor cost of funds and optimise funding mix
• Implement asset-liability management practices.

Regulatory & Financial Reporting:

• Ensure compliance with financial regulatory reporting requirements
• Oversee statutory reporting, audit processes and regulatory examinations
• Interface with regulators, auditors and external stakeholders
• Maintain strong financial governance and reporting transparency.

Risk & Controls:

• Implement enterprise financial risk management framework
• Oversee credit, liquidity and market risk exposure from a finance perspective
• Establish financial control systems and fraud prevention mechanisms
• Strengthen governance and compliance processes.

Performance & Value Creation:

• Drive profitability, efficiency ratios and return on capital
• Monitor portfolio performance and revenue sustainability
• Provide commercial insight to management decision-making
• Lead pricing and cost optimisation initiatives.

Leadership & Stakeholder Management:

• Serve as financial advisor to the MD and Board
• Lead and supervise the finance function
• Engage investors, lenders and strategic partners
• Support strategic transactions and corporate initiatives.

Experience & Qualification Requirements

• Professional certification (ACA /ACCA/ CPA mandatory)
• Minimum 15+ years finance experience with at least 5 years in executive leadership
• Prior experience in a finance company, bank, asset management or lending institution
• Proven track record managing liquidity, funding or treasury operations
• Experience interacting with regulators and external auditors
• Strong understanding of financial instruments, balance sheet management and capital planning
• Experience supporting business growth, investments or structured transactions
• Demonstrated ability to operate at Board and executive management level
• Experience in a deposit-taking, lending or investment institution
• Experience raising institutional funding or managing large funding lines
• Prior responsibility for regulatory reporting and financial inspections.

Application Closing Date
2nd March, 2026.