Chief Financial Officer (CFO) at a Licensed Fintech-driven Microfinance Bank - Veridion Advisory Partners

Veridion Advisory Partners – Our client is a licensed fintech-driven microfinance bank positioned to redefine digital financial inclusion through technology-enabled lending, payments, and savings solutions. As a startup institution entering a critical growth phase, the organization is building a scalable digital banking model designed to serve individuals, SMEs, and underserved markets through secure, data-driven financial services aligned with CBN regulatory standards.

To establish a world-class financial foundation and institutional governance structure from inception, our client seeks an exceptional executive to fill the position below:

Job Title: Chief Financial Officer (CFO)

Location: Lagos
Employment Type: Full-time

Job Description

• The Chief Financial Officer (CFO) will serve as a founding executive responsible for designing, building, and institutionalizing the entire finance architecture of the Bank from the ground up.
• Reporting directly to the Managing Director/CEO and working closely with the Board, the CFO will provide strategic leadership across financial planning, capital management, regulatory compliance, treasury operations, and performance governance.
• This role requires a hands-on yet strategic finance leader capable of transitioning a fintech microfinance bank from startup formation to regulatory stability, profitability, and scalable growth.

Responsibilities

• Establish and lead the Bank’s end-to-end finance function including accounting, treasury, FP&A, tax, and regulatory reporting.
• Design financial structures, policies, controls, and governance frameworks aligned with CBN microfinance banking regulations.
• Build scalable finance infrastructure supporting digital banking and lending operations.
• Lead capital planning, funding strategy, and investor engagement initiatives.
• Implement liquidity management and Asset-Liability Management (ALM) frameworks.
• Oversee financial modelling, budgeting, forecasting, and profitability analysis.
• Develop financial dashboards supporting executive and board-level decision-making.
• Ensure statutory reporting compliance with CBN, NDIC, FIRS, and relevant authorities.
• Support product pricing strategy across loans, cards, deposits, and digital channels.
• Establish cost discipline, financial transparency, and sustainable growth controls.
• Lead external audit coordination and regulatory examinations.
• Build and mentor a high-performing finance team from inception.

Requirements
Education:

• Bachelor’s Degree in Accounting, Finance, Economics, or related discipline.
• MBA or relevant postgraduate qualification strongly preferred.
• Professional certification required (ACA, ACCA, CPA, or CFA).
• Microfinance Certification Programme (MCIB) is an added advantage.

Experience:

• Minimum of 12 years progressive finance experience within banking, fintech, or financial services.
• Minimum of 7 years in senior finance leadership capacity.
• Demonstrated experience setting up or restructuring finance operations in a startup or growth-stage institution.
• Proven exposure to microfinance banking or digital lending environments.
• Experience managing regulatory engagement with CBN and statutory bodies.
• Track record of building finance teams, systems, and reporting structures from inception.
• Experience supporting capital raising, balance sheet growth, or institutional scaling initiatives.

Other Requirements:

• Demonstrated ability to establish finance structure within the first 90 days.
• Strong entrepreneurial mindset with institutional discipline.
• High integrity and governance orientation.
• Capacity to operate both strategically and operationally in startup environments.
• Willingness to undergo regulatory and background verification.

Skills:

• Strong fintech or microfinance banking financial leadership capability.
• Deep knowledge of CBN regulatory and reporting requirements.
• Expertise in startup finance build-out and institutional structuring.
• Advanced financial modelling and capital planning capability.
• Strong understanding of digital lending economics and credit risk dynamics.
• Exceptional stakeholder, board, and regulator engagement skills.
• Ability to translate financial data into commercial strategy.
• High execution capability within fast-growth environments.

Remuneration

• Competitive executive compensation aligned with fintech microfinance benchmarks.
• Performance-linked incentives tied to profitability, regulatory readiness, and balance sheet growth.
• Long-term leadership participation aligned with organizational growth milestones.

Application Closing Date
11th March, 2026.