Chief Financial Officer (CFO) at a Licensed Fintech-driven Microfinance Bank - Veridion Advisory Partners

Veridion Advisory Partners - Our client is a licensed fintech-driven microfinance bank positioned to redefine digital financial inclusion through technology-enabled lending, payments, and savings solutions. As a startup institution entering a critical growth phase, the organization is building a scalable digital banking model designed to serve individuals, SMEs, and underserved markets through secure, data-driven financial services aligned with CBN regulatory standards.

To establish a world-class financial foundation and institutional governance structure from inception, our client seeks an exceptional executive to fill the position below:

Job Title: Chief Financial Officer (CFO)

Location: Lagos
Employment Type: Full-time

Job Description

• The Chief Financial Officer (CFO) will provide strategic financial leadership and oversight for the Bank and will be responsible for building the finance function from inception.
• As a founding member of the executive management team, the successful candidate will design and implement the financial architecture of the institution, including financial policies, accounting systems, regulatory reporting frameworks, treasury management processes, and internal financial controls.
• Working closely with the Managing Director and Board, the CFO will establish the financial structure required to support a scalable, compliant, and sustainable digital microfinance bank.

Responsibilities
Finance Function Establishment:

• Build and structure the Bank’s finance and accounting department from the ground up.
• Develop financial policies, procedures, and governance frameworks.
• Establish accounting systems and financial reporting infrastructure.
• Design financial control processes aligned with regulatory standards.

Financial Strategy & Planning:

• Develop and implement the Bank’s financial strategy aligned with institutional objectives.
• Lead budgeting, forecasting, and financial planning processes.
• Provide financial insights to support executive decision-making.
• Monitor financial performance against institutional targets.

Financial Management & Reporting:

• Oversee preparation of financial statements and management accounts.
• Ensure accurate and timely financial reporting in accordance with regulatory requirements.
• Develop internal financial reporting frameworks for management oversight.
• Ensure compliance with financial reporting standards.

Regulatory Compliance & Governance:

• Ensure compliance with CBN regulations, NDIC guidelines, and microfinance banking standards.
• Manage regulatory reporting and statutory financial disclosures.
• Liaise with regulators, auditors, and other financial stakeholders.
• Maintain strong financial governance and control frameworks.

Treasury & Liquidity Management:

• Oversee treasury operations, liquidity planning, and asset-liability management.
• Manage cash flow, capital planning, and funding requirements.
• Monitor capital adequacy and financial risk exposures.
• Support investment and financial optimization strategies.

Risk Management & Internal Controls:

• Establish strong internal financial control systems.
• Monitor financial risks and implement mitigation strategies.
• Support internal and external audit processes.
• Ensure proper documentation and financial audit readiness.

Leadership & Organizational Development:

• Recruit, develop, and lead the Bank’s finance and accounting team.
• Promote strong financial discipline and governance culture.
• Support cross-functional collaboration across operational units.
• Contribute to executive decision-making and institutional strategy.

Requirements
Education:

• Bachelor’s Degree in Accounting, Finance, Economics, or related disciplines
• Professional certification such as ICAN, ACCA, CFA, or equivalent is required.
• MBA or relevant postgraduate qualification is an advantage.

Experience:

• Minimum of 12 years’ experience in finance or financial management.
• At least 7 years in senior financial leadership roles.
• Experience within banking, fintech, or financial services is required.
• Proven experience establishing or strengthening financial structures is highly desirable.

Other Requirements:

• Strong integrity and commitment to financial governance.
• Entrepreneurial mindset suited for startup financial institutions.
• Must meet regulatory “fit and proper” standards for financial leadership roles within financial institutions.

Skills:

• Strong financial leadership within banking or financial services.
• Deep understanding of banking financial management and regulatory reporting.
• Expertise in financial governance, treasury management, and financial controls.
• Strong analytical and strategic decision-making capability.
• Ability to design financial frameworks in a startup environment.
• Strong leadership, communication, and stakeholder management skills.

Remuneration

• Salary: N800,000 - N110,000 monthly.
• Performance-based incentives linked to financial performance and institutional growth.
• Opportunity to build and lead the finance function of a digital microfinance bank from inception.

Application Closing Date
20th March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: info.veridionadvisorypartners@gmail.com using “Chief Financial Officer (CFO)” as the subject of the email.