Risk Management Officer at Turbo Group - 2 Openings

Turbo Group is more than a holding company. We are a family-rooted enterprise, building brands that solve real problems, drive economic progress, and empower people to thrive. For over 23 years, we’ve combined deep sector expertise with bold innovation to create solutions that touch lives — from energy and finance to technology, healthcare, and logistics. Our journey is personal. As we expand our footprint, we remain committed to our core values: integrity, innovation, speed, and delivering exceptional customer experiences across Africa.

We are recruiting to fill the position below:

Job Title: Risk Management Officer

Locations: Abuja, & Lagos
Employment Type: Full-time

Job Summary

• The Risk Management Officer is responsible for identifying, assessing, monitoring, and mitigating risks that may affect the operations, financial stability, and regulatory compliance of KKU Microfinance Bank.
• The role ensures the effective implementation of the bank’s risk management framework, with particular focus on credit risk, operational risk, compliance risk, and fraud prevention.

Key Responsibilities

• Identify, analyze, and evaluate potential risks affecting the bank’s operations, lending activities, and financial performance.
• Develop and maintain a risk register covering credit, operational, liquidity, compliance, and reputational risks.
• Review loan portfolios to identify potential credit risks and default trends.
• Monitor adherence to the bank’s credit policies, lending procedures, and risk limits.
• Conduct periodic risk assessments and internal control reviews across departments and branches.
• Ensure compliance with Central Bank of Nigeria (CBN) regulations and microfinance banking guidelines.
• Prepare and submit risk reports, risk dashboards, and recommendations to management.
• Support the implementation of risk mitigation strategies and internal control improvements.
• Investigate cases of operational losses, fraud, or policy violations and recommend corrective actions.
• Promote risk awareness and risk management culture across the bank.
• Work closely with Internal Audit, Compliance, Credit, and Operations teams to strengthen risk management practices.

Qualifications and Experience

• Bachelor’s Degree in Finance, Accounting, Banking, Economics, Business Administration, or related field.
• Minimum of 2 – 5 years relevant experience, preferably in microfinance banking, financial institutions, or audit/risk roles.
• Professional certifications such as Risk Management Certification (CRM), Certified Internal Auditor (CIA), FRM, or ACCA will be an added advantage.
• Good knowledge of microfinance operations and regulatory requirements.

Key Skills and Competencies:

• Strong risk analysis and analytical skills
• Knowledge of credit risk assessment in microfinance lending
• Excellent report writing and documentation skills
• Strong attention to detail
• Good understanding of internal controls and compliance requirements
• Integrity, confidentiality, and sound professional judgment
• Proficiency in Microsoft Excel and reporting tools.

Application Closing Date
23rd March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: hr@payinvert.com using the Job Title and Location as the subject of the email.