Risk Analyst at Riverly Finance Company Limited

Riverly Finance Company Limited is a financial services organization focused on providing accessible and innovative funding solutions to individuals and businesses. We typically operates within the financial services sector, offering products such as loans, asset financing, investment solutions, and financial advisory services. Our core objectiveis to bridge funding gaps by delivering flexible, customer-centric financial products that support business growth, personal financial stability, and economic development. We leverage technology-driven processes and sound risk management practices to ensure efficient service delivery and sustainable operations. We are a trusted financing partner committed to empowering clients through reliable, transparent, and tailored financial solutions.

We are recruiting to fill the position below:

Job Title: Risk Analyst

Location: Lagos

Job Description

• We are looking to hire a detail-oriented and analytical Risk Analyst to support the identification, assessment, and mitigation of financial and operational risks across the organization.
• The role involves evaluating credit, market, and operational risks, ensuring adherence to risk management frameworks, and providing data-driven insights to support sound business decisions.

Key Responsibilities
Risk Identification & Assessment:

• Identify, analyze, and evaluate potential risks affecting the company’s operations, including credit, operational, and market risks.
• Conduct detailed risk assessments for new and existing financial products and business initiatives.
• Develop risk profiles for clients and transactions in line with company policies.

Credit Risk Analysis:

• Review loan applications and perform comprehensive credit analysis, including financial statement assessment and cash flow analysis.
• Assess borrower risk, repayment capacity, and collateral adequacy.
• Provide recommendations on credit approvals, modifications, or rejections.

Risk Monitoring & Reporting:

• Monitor risk exposures and ensure they remain within approved risk appetite and limits.
• Prepare periodic risk reports, dashboards, and analytics for management review.
• Track key risk indicators (KRIs) and escalate potential issues proactively.

Data Analysis & Modeling:

• Analyze large datasets to identify trends, patterns, and emerging risks.
• Support the development and enhancement of risk models, scoring systems, and analytical tools.
• Provide insights to improve portfolio quality and minimize default rates.

Policy & Compliance Support:

• Ensure adherence to internal risk policies, regulatory requirements, and industry standards.
• Support the development and review of risk management policies and procedures.
• Collaborate with compliance and audit teams to address identified gaps.

Collaboration & Advisory:

• Work closely with sales, credit, and operations teams to provide risk advisory support.
• Assist in structuring financial solutions that balance risk and return.
• Contribute to a strong risk-aware culture across the organization.

Key Performance Indicators (KPIs)

• Quality of credit risk assessments and recommendations
• Portfolio performance (e.g., non-performing loan ratio)
• Accuracy and timeliness of risk reports
• Effectiveness in identifying and mitigating risks
• Compliance with risk policies and regulatory requirements

Qualifications & Experience

• Bachelor’s Degree in Finance, Economics, Accounting, Mathematics, or a related field.
• 2–5 years’ experience in risk analysis, credit analysis, or a related role within financial services, fintech, or banking.
• Familiarity with credit risk assessment tools and financial modeling techniques.
• Relevant certifications (e.g., FRM, CFA, or equivalent) are an added advantage.

Skills & Competencies:

• Strong analytical and quantitative skills
• Proficiency in Microsoft Excel and data analysis tools (e.g., SQL, Power BI is an advantage)
• Good understanding of financial statements and credit evaluation techniques
• Attention to detail and high level of accuracy
• Effective communication and report-writing skills
• Problem-solving and critical thinking abilities

Personal Attributes:

• High level of integrity and professionalism
• Proactive and detail-oriented
• Ability to work under pressure and meet deadlines
• Strong organizational and time management skills
• Team player with a collaborative mindset

Remuneration & Benefits

• N700,000 - N800,000 / Month (Net)
• Health insurance and other company benefits
• Opportunities for career growth and professional development

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should submit their CV to: beeexsolutionsinc@gmail.com using the Job Title as the subject of the email.